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Hey, it's Marie Forleo and you are watching MarieTV, the place to be to create a business

and life you love.

This is my dear friend, Gregory Patterson.

Today we're here to take your questions, and we're going to do our very best to help give

you some insight, some perspective that can help you move ahead.

So let's get started.

Hi.

Hi Salma.

How are you?

Oh my God.

I'm very well, thank you.

It's so good to talk to you, Salma.

Where are you today?

I'm in Pakistan.

Oh, beautiful.

Well, we're sending you lots of love from New York City.

Tell us your question and we will do our very best to help you out.

Okay.

So here's my question.

Marie, to what extent do you believe your environment can or should impact your success?

Factors such as where you live geographically, and what facilities you have access to, how

convenient it is to work there, et cetera, are obviously really important for any business.

But what do you do when you find that external factors are holding you back?

How do you either ignore them or overcome them without feeling just utterly hopeless

about things you just simply can't control?

Really, really good question.

Good question, yeah.

I don't think there is anyone right now and I'm raising my hand... you can't see me, but

I am, who hasn't faced this at some point in their life.

So I want you to know you are not alone.

One of the things that I try and focus on in my own life is keeping my attention on

the things that I can control, which is my attitude, my energy, my work ethic, my ability

to be honest with myself when things aren't working, my ability to really let myself feel

what I'm feeling when things are difficult so those emotions go through me.

Here's the deal.

As human beings, we can't just pretend that our environments don't impact us, right?

So we have these things in our brains called mirror neurons.

That's just a part of the way that we operate in the world, which means that we can detect

what's happening.

We can detect other people's emotions, and they do impact us whether or not we want to

realize that.

Same thing with environment.

Right now we're in New York City where we're shooting the show, and I also spend time,

a lot of time actually, outside of New York City.

Because I find that my nervous system is able to relax a little bit easier when I'm around

a lot of trees versus when I'm allowed to around a lot of other people or concrete.

So I'm saying all that to give context, so that for you and for anyone watching, it's

inevitable that our environments are going to impact us.

However, in your case, let me ask you a question.

Sure.

Do you have a dream of moving, whether it's to a new town, a new city, or even a new country?

Yes.

Great.

Do you mind if I ask, are you in, are you in college, are you adult stage?

No, no.

So I'm in my forties already.

I actually have lived in New York City when was around 10 years old, and I have a lot

of work in the US so I travel frequently to the US.

I just came back from San Francisco and Seattle, so I have a lot of clients in the US and I

do a lot of traveling and all of that.

But ultimately my family is here, and I do live here, and it is hard right now to plan

that move because there are just a lot of limitations at this point.

The dream is absolutely there, but there are challenges right now.

Okay, great.

Thank you for sharing all of that because it helps us all understand more about your

situation, and how we can help you set up structures that you can thrive.

And that's really where I would tell you to go next.

So for example, since you have traveled to a bunch of other places, you have that direct

experience of knowing how you feel in different parts of the world, how you feel working in

different parts of the world.

I would ask you right now, where you are, given the fact that it sounds like you must

be there for at least a certain amount of time.

What are some things that you feel that when you do them, you find yourself more relaxed?

Or ways that you setup your environment, whether it's in your home, your office, even taking

a weekend away.

What are some things that you could do to support yourself in having as much good energy

as possible?

Yeah.

That's such a great question.

I would like to say that I think one of the places I find flow is when I'm with people

who are just as ambitious.

I wouldn't say necessarily like-minded, but we're on the same wavelength.

When I have the same kind of energy conversations with people, and it's exciting and it's fun,

and even though I do need to retreat back to my introverted space, but when I am with

people who inspire me, I think I just really like that and really want to open up even

more.

Great.

So if you were to be honest, between you and you, do you feel like that may be something

that up until this conversation may not have been as consistent as perhaps you would like

it to be?

Oh, absolutely.

It's not that consistent.

Okay.

Awesome.

So given what you shared with us, my suggestion would be for you to step up in your own life

and be the leader of creating those conversations.

So maybe it's about once every two weeks you make an invite to invite folks to a restaurant

or your house or some other meeting center.

Where you kind of start to gather a little bit of a creative collective, where people

have ambitions that you all feed off each other's energy.

It's not something that necessarily is for profit.

It's just more of something that's for your soul.

Does that make sense?

Yeah, yeah.

That absolutely does.

Can I ask a follow-up question with that?

Of course.

Of course.

If I wanted to do you do this in online space, because I just find that I work better globally

rather than locally.

So do you think that forming a mastermind group or something would be the way to go?

First of all, I love that you're bringing this up because the science supports that

people being together in person is one of the most nourishing things.

But I've always of the mindset that all of us are so different.

And I'll tell you that I have connections...

I'll tell you this, recently in my life, things have been really busy for me.

I have some friends that live in New York, but they just live about a half hour away,

that we still Skype.

Because at the end of our work days we're so tired.

Neither one of us is like, "Oh, I can't get on a subway," or "I can't get up there."

To your point, absolutely.

I've found online connections to be so incredibly nourishing.

They can fill your heart, they can give you that sense of energy and connection that so

many of us are craving these days.

So if that's the route that you want to go, I'd say a 100 percent.

I'll just tell you a little story from our B-School program.

I think one of the greatest benefits of it, we have over, I think it's 44,000 graduates

so far.

People make friends and they make friends across the globe.

They hop on Zoom calls, or Skype calls, or telephone calls or FaceTime.

They wind up connecting and sharing ideas, and often they find people that they would

have never found in their geographical location.

They find business soulmates, and work wives and work husbands.

People that they can connect with, that really help them take their ideas and their business

to the next level.

So I would strongly encourage you to form that mastermind or whatever those digital

connections could look like for you.

Okay.

That's really awesome.

I think one of the other things that I often think about is, how do I change challenges

into advantages?

So, okay, there's a limitation and all of that.

But can I have a different mindset towards this?

How can I think about it differently, I suppose is what I'm...

Oh yeah.

So here's the thing.

All of your strengths in your life, Salma, come from things that were difficult initially.

I can guarantee you, if you took out a journal and started to write down all the things that

you're really good at now, or things that you have found to be strengths in your own

life.

If you trace back those threads, I can pretty much guarantee that at least the vast majority

of them have come from some sort of challenge, or difficulty, or sometimes even pain.

So that gives you a new frame on how you look at challenges moving forward.

Because what you know it really is, is a growth opportunity.

You are going to grow stronger by walking straight into this challenge and finding out

what you're really made of.

Focusing on, "Oh, what is this new trait, or this new strength, or this new capability

that I'm about to develop?"

Understanding that when things are uncomfortable, that means you're growing.

You're in that beautiful...

You know how you were mentioned, "When I'm in flow," right?

There's that flow zone.

If things are easy in life, we actually atrophy.

What we do is we lose our edge when we're in our comfort zone too long things start

to actually wither away and die.

Now, if we push ourselves too hard in the other direction, so we're not in places that

are really difficult, but it's just we've put the difficult level's so high that we

fall down; that's not good either.

But finding that sweet spot where you're uncomfortable and you're willing to stay in that, that's

where your strengths come from, and that's how I would recommend you start to frame these

challenges coming up.

Yeah.

That's awesome.

Thank you so much.

Well, this is a great question.

Yeah, thank you for asking the question.

We're excited for you, we're excited for you to get your group going and we really hope

that you keep us posted on how it goes.

I will.

Thank you.

It's been such an amazing honor to talk with you.

I've been following you for ages, and you were my inspiration to start a YouTube channel

and do weekly content.

And yeah, I mean I just love everything that you have put out there in the world.

Thank you.

Thank you so much and we'll talk to you again soon.

Thank you, Marie.

Take care.

Bye.

Bye.

Hello, this is Yolanda.

Hey Yolanda.

This is Marie Forleo and you're on the MarieTV Call-In Show.

Yes.

Hi there, how are you?

Hi.

We're so good.

You're here with myself and Gregory and Team Forleo and we are so excited to talk with

you today.

Yes, I'm excited to have this conversation.

So tell us your question and we'll see if we can share some insight or ideas that can

help you move forward.

Okay, great.

Well basically as a mom and a recent graduate in the Urban Sustainability Program here in

LA, I wanted to find out how can I basically balance being in business and really working

on social media, generating income, but also having that balance to walk away from the

screen, and be able to take care of myself and my family.

Yes.

Okay, great question.

So let me ask you this, what stage is your business at right now?

Do you have clients or customers?

Or tell me about where you're at.

Yeah, that's a good question.

Basically I've been doing advocacy work for about eight years now.

I'm pretty established from the standpoint of having clients and having followers on

Facebook, but I'm not really generating any income from the social media side of it.

It's more just from the consulting part, but I do a lot of educating and sharing stories

online, and I want to be able to turn that into a more lucrative effort.

Yes.

Okay.

So your business model, I'm hearing, if I got this right, that the consulting is the

revenue stream right now.

And what at least your perspective is it the moment, you want to be able to somehow monetize

the information that you share on social?

Did I get that right?

Yes.

Totally.

Yeah.

Because I show a lot on online, but it's more from an educational perspective.

Yeah.

So I'm going to come in with a perspective that you may or may not like, my love.

But because you asked this question, I am going to give you my answer.

Yeah, sure.

I don't think, personally, social media is the place to monetize.

I think that if you have profitable consulting clients that you should really take a step

back, see what's working and how you might want to expand that business.

So a couple things that are problematic for me about social.

Number one, you don't own those platforms.

That means that you don't own the connection with those people.

And I'm sure since you've been sharing things on Facebook that over time, right, because

you've been doing what you're doing for like eight years, you've noticed that your organic

reach has gone down.

So even the people that say, "Oh my goodness, I want to hear from Yolanda."

They ain't hearing from Yolanda, unless Yolanda is paying for that privilege.

Which is really a bait and switch that Facebook pulled on everybody near a decade ago.

And guess what's what?

Facebook also owns Instagram, and that's happening over there too.

So one of the things that I am a big advocate of, speaking of advocacy.

For like the past two decades now, has been growing and maintaining your own opt-in email

list.

An email list for a modern day business owner is one of the most important assets that you

have besides you, meaning Yolanda.

Yolanda's ideas, Yolanda's, heart, Yolanda's desire to make a difference.

Besides you as a human being, in modern times, your email list is the single most valuable

asset you have.

So long-term strategy, I want to see you building that up.

We talk about all this.

I don't know if you're familiar.

I have a program that's called B-School.

It's an online business school for modern entrepreneurs.

Yes, I'm very familiar.

Yes.

We need to get your butt in there, woman.

The next time that we have...

I applied years ago, actually.

Yeah, so we're going have to just get you, put money in your piggy bank or seeing what

happens when next time comes around, because it's a great, great education.

And I can hear from your voice how committed you are to the work that you do.

What we need to do is just have that business structure underneath you, so that the profits

come in, but they're not going to come in from social.

It's really not the place that I think you should be spending your time.

So to get to your real question, right?

Which is like, "Oh, I don't want to be spending all this time looking at this damn screen,

when I'm a mom.

I want to actually make change in the world and not just be screen-sucking all day."

So this is your opportunity not to do that.

I think what is really going to serve you when it comes to increasing your income is

actually taking a step back, looking at your revenue streams, realizing where's the money

coming from, what am I doing right in that lane, and how I do more of that?

How can I find more of those consulting clients or at a higher rate.

Where can I make more impact in that sense.

In terms of social, girl, if you want to use it for fun, that's fine.

But frankly I think it's a waste of your time.

Yeah.

Yeah, I hear you.

I hear you.

Well, I think that really answers my question from the standpoint of I don't have to and

I really shouldn't be spending too much time on the social part of it.

That's right.

But I can basically just say a word here or there, just to keep...

If you want to.

Yeah.

If you want to.

If I want to, right.

That's the other thing.

And then, but to work on my email list, which I do have thousands of, in where I can go

hundreds, close to thousands of followers.

Then also look at it from a standpoint of business structure.

That's right.

That's right, mama.

And the B-School.

Yes, yes.

Okay.

I'll tell you this.

I want to give you that mindset because again, you're intelligent, you're driven, you're

motivated, you have tons of heart.

I think people spend way too much time on social, like from a business perspective,

it doesn't give them the return.

But I'm also concerned with people's humanity.

There ain't nobody I know that spends significant time of social where they walk away from their

phone going like, "Wow, I feel so great about myself.

I am doing so well."

It's a comparison machine.

You just go on that thing and you walk away feeling like shit.

That's sucks, right?

True.

Yes.

Wow.

Yeah, yeah, yeah.

You tapped into it exactly.

Yeah.

That's right.

You want that good energy to go towards your advocacy.

You want that good energy to go towards your revenue generating consulting clients.

You want that good energy to go towards your child, and towards this beautiful life that

you're living.

Not that tiny screen.

Yeah?

Yes, yes.

Exactly.

Okay.

Thank you so much, Marie.

You're welcome, Yolanda.

Keep up that awesome work that you're doing.

Thank you.

Thank you and keep us posted on how it goes.

We love you.

I will.

Okay, bye-bye.

Bye.

Hello.

Hello.

It's Marie and Gregory's here.

Welcome to the MarieTV Call-In Show.

Hi Marie.

Hello.

Welcome.

Asha.

I was going to say greetings from the UK.

Great.

We are so happy to talk with you.

So, tell us your question.

We will do our very best to give you some insight and guidance.

Okay.

So I am a rollerblading and inline skating instructor.

I'm a recognized global expert in my field with nearly 20 years of experience.

I've made a bunch of video training courses over the last few years, and I'm the first

person to offer online training in my industry, which is great, right?

No competition.

However, I'm having difficulty breaking through the "Why should I buy when there's free stuff

on YouTube?"

complaint.

My paid video products are like a universe away from YouTube freebies, even my own tutorials

on my YouTube channel.

So my question is, how do I single-handedly educate my market?

I'm now offering free trials of all my professional courses.

Would you agree with this strategy and what else would you add?

Okay, so a couple things.

I got a lot to talk about with this one.

This is really, really fun.

Your market is not everyone that wants to learn inline skating, and your market is especially

not people who only want to learn inline skating from free tutorials.

Who I think your market might be, and you can certainly disagree or make an adjustment

here, is your market is the person who don't have time to scour through all those free

things.

Wondering about is this the right way to learn inline skating?

What level am I at?

I think that you should focus your marketing on people that want to learn inline skating

with a dedicated professional, and want to either speed up their learning curve, or learn

particular tricks or certain things to do in a very condensed time.

Because here's the thing, people don't buy information, they buy results.

Right.

That's the deal.

So you have to get really good at understanding who exactly you're talking to and, more importantly,

what are the results that they're trying to get?

Because we're living in an age where tons of information is free.

I mean, I'll take myself as an example.

When it comes to online business information, or marketing information, or anything about

growing an email list, or a blog or creating free content, I mean you can just go online

and you can google and you will find tons and tons and tons of videos.

Some of them are my own about how to do this for free.

Yet we have a program called B-School, an online business school for modern entrepreneurs.

We've had over 44,000 people pay to go through that program.

So, when people are committed to getting a particular result, they are happy to invest

in someone who can not only cut through all the clutter, right?

And tell you, hey, there's a million things you could pay attention to if you're going

for all the free stuff, but all you really need are these four if you really want the

results.

I'd raise my hand and pay for that every single day of the week.

Then we think about sequencing, right?

So if you think about, I could tell you all the digits to my phone number.

But if you didn't have them in the right order, you would never be able to call me.

It doesn't work, if you know the sequence.

I'm sure there are similar analogies with learning inline skating, right?

You can't just start off trying some real advanced trick, because you're going to fall

on your face and probably break your nose.

Absolutely.

You have to do things in the right sequence.

So part of your job as a marketer, my friend, is you have to start to be able to articulate

why signing up for one of your courses is actually going to get people the result that

they want much faster, much safer, and in a way that they can really pay attention.

So know that no matter who you are, and I'm saying this to you because we're talking to

you right now, but I'm also speaking to everyone else who's watching who is also had this question

like, why would anyone buy my information if there's all this stuff out there for free?

You have to know this.

There's always a portion of the market, and they're great customers, who even though there's

the free stuff, there's something about you as a teacher that resonates and they want

to invest in a deeper, better, more entrenched experience that they can count on.

I do think that there is some skepticism, at least I've had it, when going through free

information online.

I don't know if I could trust this person.

I have no one to ask questions of.

I don't know how old this video is.

I don't know their results.

But when I take the time to investigate a paid program, whatever it is, I get to learn

more about that teacher.

I get to learn more about who they are.

Nine times out of 10 I can write someone in support and get a question answered.

So there are a million reasons why people will be happy to pay for something for you,

but your job as a marketer is to do a better job of understanding who exactly your market

is, what the problems they want solved are, and then becoming the best marketer you possibly

can be in marketing your ass off to get them in.

Great.

Fantastic.

Can I ask a follow-on?

Sure.

So one of the...

I've watched enough of your material and many other people's to know that, you know, niching,

or knowing very specifically who your ideal customer is, is super important.

Because I don't have any competition, and because in my real day job of teaching skating,

I teach all levels.

I teach complete beginners, I teach intermediate, I teach advanced, I teach instructors.

So I teach the whole range, and my video courses are also the whole range.

I have classes for beginners, classes for intermediate, classes for advanced.

So there's a whole sequencing of my products, if one was going to go through those stages.

But it's quite hard.

I'm finding it hard to market to multiple clients, essentially.

Yep, sure.

Yeah.

You got to pick one to start with.

The other thing too, I just want to give you another perspective.

You do have competition.

The competition is free.

So just because there might not be a ton of other online skating instructors out there,

first of all, that's not going to last for long.

Second of all, free is your competition.

Because you even said it yourself.

It's like, well, why is somebody going to want to pay for this?

That is your competition.

I would encourage you to look at which segment of the market, whether it's beginners, intermediate,

advanced, or whether there's another category that I don't know about.

Which is the one that you feel that you can help the most and/or is the most motivated

to solve their problem.

Whether it's about learning the beginning of the online skating, or it's people that,

they have the money and they're like, "God, I want to learn these 15 tricks," and again,

"I don't want to break my ass while I do it.

I want to sign up for this course with Asha."

So that's going to be about you choosing one.

It may or may not work, but what I know is that when people try and focus on too many

things at once, they get nowhere.

Yes.

Mmhmm.

Okay.

That's super important.

That's super useful.

And offering free trials of my actual work.

Do you think this is a good idea as a way...

Potentially.

I'm trying to show people that this is, look at the difference.

This is what you would get a on a paid course as opposed to a free one.

Here's the thing.

Let me just, I'm opening up your site right now on my computer.

I know that you can't see me, but I think...

Generally speaking free trials, like it's all about context, right?

So whether or not someone should offer a free trial, sometimes the answer is yes to that

question.

Sometimes the answer is no.

But it's also less about the free trial, and it's more about, well, what's the promise?

What's everything surrounding it?

One of the challenges I think that's happening for you, my love, is that you're focused too

much on tactics up top and you haven't gone deep enough into the empathy and understanding

of your ideal customers.

You don't know the pain points enough yet.

You don't know actually what they want.

And if you do, you're not doing a good job communicating it.

Because some of the results that I've seen on your pages, just like, "Wow, I really learned

something."

"Asha is a great teacher."

It's more about, some of it is about you rather than about, "Oh my gosh, I took this course

and within three days I had these three tricks down.

Before that it took me 10 years to learn even how to get one skate in front of the other."

You're not a B-Schooler are you?

No.

You should be.

I'm just going to tell you straight up, I think that what you have is amazing.

Whether you learn from me or you learned from someone else, you got to learn there's a whole

depth to marketing that sits underneath the tactics that I feel is going to help your

business explode.

Again, I'm biased to my own shit because it's real good and I've seen the results I help

people create.

But you may not want to do B-School and that's totally fine.

But you've got to find a place where you can entrench yourself in the emotional aspect

of marketing, because that's what's going to turn everything around for you.

Yes, I'd very much like to be a B-Schooler.

Well Marie, thank you so much.

You're so welcome.

And Hey, what you teach is awesome.

I want to tell you every time that I see people doing inline skating and I've seen...

Greg is right next to me and we're both like shaking our heads, because seeing people do

inline skating with their headphones on, their headphones off, and they're kind of dancing

and moving around...

It's so cool.

It is so inspiring.

What you do is so, so cool.

And I'm so happy that you teach people how to do it, and be badasses.

Well, it's the funnest thing in the world, literally.

I always tell people that, although I'm selling technique, I'm actually selling that feeling

that we all have when we're on skates.

As long as you're not terrified and stressed out...

See.

I'm telling you, girl... … you're having a fantastic time.

Yes.

So, what you just mentioned is actually a bigger piece of your marketing, that I don't

know if I really see in your marketing right now.

The people that want that feeling of freedom and badassness, there is a whole lot of magic

that could happen.

Again, there's a lot possible here.

You're doing a great job.

I just think that there's a whole level of depth that you can bring to your testimonials,

to your level of focus, to your level of empathy that's going to take it to the whole next

level.

Okay, fantastic.

Well, Marie, I'm about to embark on a world tour which leaves in a few days and I will

be on the road for eight months and I finish up in New York in June.

So, you might just be seeing me in Central Park in June.

Awesome.

All right.

We look forward to that.

Good luck on your tour and thank you so much for sharing your story with us.

It's fantastic.

Thank you so much, Marie.

Have a great day.

Bye, darling.

Bye-bye.

Okay.

Forgot to say something because I got so excited.

This is for Asha and for anyone else, if you're wondering, why would people buy your stuff

when they can just learn it online for free.

You have to google search my name, Marie Forleo, and what if people can learn everything I

teach for free.

We actually did an entire MarieTV episode on this.

We're going to put it somewhere around here.

Watch that episode.

It is damn good.

Greg, what'd you think of those?

Loved them, loved them, loved them.

Did you have a favorite question, or favorite insight on your notes?

Yeah, my notes.

Yolanda.

Yolanda really brought me through it.

And Salma, I love her little creative collective and also where to go to find your flow.

Like something resonated.

I'm like, I don't have a place to go to find my damn flow.

I gotta find a flow group.

Any flow groupers out there?

You know they're going to be hitting you up real fast.

That was really fun.

With that, we're going to wrap up today's episode.

Thank you so much for watching.

Now I'm really curious, which of today's questions or any insights that came out most resonated

for you, and why?

Go leave a comment at the magical land of marieforleo.com and let us know.

While you're there, be sure to subscribe to our email list and become an MF Insider.

You really want to be one, trust me.

You'll get instant access to an audio I created called, How To Get Anything You Want.

Plus you'll get some exclusive content, special giveaways, and some personal updates from

me from my heart, that I just don't share anywhere else.

Stay on your game and keep going for your dreams because the world needs that very special

gift that only you have.

Thank you so much for watching and we'll catch you next time on MarieTV.

Bye.

Hey, are you ready to bring your dream business to life?

Is it finally time to make the difference you were born to make?

Good, because we can help.

Get started now at JoinBSchool.com.

Are you ready for another caller?

I got notes, on notes, on notes on that one.

The place to be.

I don't care if I'm not supposed to do that.

I'm going to put my fucking hands on my table.

For more infomation >> How To Find Your Target Market & Build A Local Targeted Audience | MarieTV Live Call-In Show - Duration: 29:53.

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hey everybody welcome back to another nature's always right episode today I'm

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farm suppliers and I originally found them because of their 1020 trains they

have the best 1020 phrases that are super strong I just love them so today

I'm gonna be showing you guys how I put this together the different trials and

tribulations I had putting it together and it's a pretty detailed video so if

you're building a greenhouse yourself I hope that you'll be able to take a few

things away not make as many mistakes as I did and you know build the best

possible greenhouse that you can so I'm just going to show you really quickly

the different features of it and then we'll get right into the building

from beginning to end so the reason I got this greenhouse is because it's

gonna allow me to really improve my farm I'm gonna be able to get seedlings out

really quick much earlier in the spring and summer my seedings will germinate at

a much higher percentage which is allowing me to drop less seed in my soil

blocks which keeps me from having to thin them as much I'll be able to do

micro greens in here year-round and control the temperatures I'm going to be

experimenting with doing some grow bags and selling nursery plants in them it's

a great place where I can store a lot of different things and I've even got a lot

more room in here that I can keep developing you can see I've got a lot of

vertical space still that I could fill in with some different stuff so

something else that's really cool about these greenhouses that they're pretty

modular this is 10 foot by 20 foot you can make these as long as

you want you just need more hoops and you can make it a hundred foot long if

you want so they're really versatile you don't have to use this as a seedling area

many people use greenhouses for their field beds as well and I'm gonna be

showing you guys how I update this thing over the years and all the different

ways that I'm going to be using it I'll be making a lot of different videos in

here to help you guys figure out the best way is to use the greenhouse and I

really believe that having a greenhouse on a farm even a small farm is a real

necessity because it just gives you that huge advantage to get ahead of the

season and to just have your germination perfect the ability to control

temperature and climate is gigantic there's just going to give you a huge

advantage for your farm also it helps you to diversify so microgreens are a

big part of small farming in my opinion it allows you to diversify your crops

make it a little bit less risky if something in the field fails and you

know microgreens are pumping out every cent 7 to 10 days generating revenue for

your business so I'm really excited to add on that component to my business and

show you guys kind of the journey that I go through with it please put any

comments or questions or anything down in the comments and this is the first

greenhouse that I've ever built so I just want you guys to have confidence

that if you've never done something like this you can do it get some help from

your friends and family you know don't don't be scared to try to pull something

off like this you can do it yourself - basically all my construction experience

and my life was done on most of it was done on this farm building all of these

things for the first time so I just want to give you the confidence that you can

do this too

so because I'm always on the mindset of keep it mobile you know I'm not gonna be

on this land forever and I need to think you know to do it as cheaply as possible

and something that's not gonna leave a big mess when I leave and I kind of had

the idea to maybe you know lay out some pebbles so it helped the drainage and

help it to make it easily level and if I needed to make any adjustments with

tables and stuff I could just push the rocks out of the way and make it higher

stuff for myself but I'm not gonna go to that extra expense in trouble this is

flat enough that it's gonna be okay and I can make little adjustments inside

of the greenhouse I need to so we're just snugging in the landscaping cloth

and then we're using some land scape staples to hold it down into the ground

all right so the landscape fabric is all laid out and the ground is fairly flat

underneath so the very next step is to lay out these ground posts here I got

the ones that that are pre-drilled from bootstrap so and I already made my mark

so I made a mark at two feet and this is gonna be the bottom so this bottom piece

will be pounded into the ground and the next step after that is we got to make

it very level just be using a two-foot level while we're pounding it in and

then to do the final leveling we're gonna be using a plumb line and I'll

show you guys how to do that okay so we finally got the first four places where

the posts are gonna go square and when you're making something square all the

outer perimeter measurements need to be exact and then both diagonal

measurements need to be exact and that's the trickiest part is getting those

diagonal measurements to be correct so what we figured out worked really well

was to get two of them perfect so you know exactly six inches off the fence I

exactly 10 inches and then to get the right 90-degree angle you just keep

adjusting these two flags and measuring the diagonal and that helped us to

really get the right measurements when we were moving all four of them you can

never get the right measurement but if you keep two of them perfect and then go

everything off that that seemed to work really well so now the next step is we

need to make holes in this fabric for our ground posts and the best way to do

that for landscaping fabric is to burn it so that it just melts it and there's

no fraying edges like you're seeing here so I'm gonna take my propane tank and my

torch and I've got a video all about this and how I use it for weeding so I

just drilled a one and three-quarter inch hole put it over the top of the

flag and then I'm just gonna burn it really quickly

yeah my god quick so in order to not smash the pipe this thing is called a

ground post driver so just goes in there you hit that instead of the actual post

and that it stays intact we've got the poles driven in a little bit of the way

and now we got to make sure the level is good so you want to measure on both

sides make sure that it's level and as he's pounding and I'm gonna try to hold

it in place since this is already low level I want to make sure that these

holes for the hip boards are running this way the bottom boards have the

screws running this way now let's say let the bubble you know is way over to

the side and you needed it to move over a really easy way to do it if the pipe

isn't that far down to the ground you could just move it by hand but once it's

further down into the ground it's - you can't actually make it budge so the

technique that works good is as the person's hitting it you're applying

pressure in the direction that you need it to move to become more level and then

let them hit it and it'll slowly move it each hit so now that we've got our four

main posts in the next step is to put in the intermediary posts in between so to

do that we're gonna use a chalk line and that's just going to help give us a

straight line to give us a exact location for the next poles the other

thing that we really need to do correctly is these poles should be

around two feet off of the ground and that's why we made those marks initially

but that's just kind of a guide because of course the ground is a completely

level so what we're gonna do as per the

recommendation from Brandon at bootstrap and their awesome video that shows how

to build this what we'll do is we'll pound in another secondary post right

here that's gonna run parallel to these posts and we'll tie a string to it at

the two foot mark and then run a line level across that so that when the lines

running across we'll be able to pound in each of these Stakes at the same height

regardless of the ground level our strategy is to put the talk line down

pound in the poles partially then get more super exact two foot level pound

the poles the rest of the way and then we're ready for the next step which is

bending hoops

so here's our chalk line lined up we've got one on each side so now what we're

gonna do is take our measurements every four feet from this post and mark out

where those gonna go on each side then we can take measurements from each point

where the posts should go and we should be getting 10 feet at that measurement

and we should end up equidistance from this post to the end post and that's how

we'll know if we laid this out straight and correct then we can move on to the

final step which is leveling the z-axis of these so that they're 2 feet off the

ground ok so we've got all the poles hammered in there in the right distance

from each other we checked all the measurements they're 10 feet across and

all that they're four foot distance from each other ok so here's how you set up

this line so you're gonna want to make your 2 foot mark at wherever your

highest point pole is so for us this is the highest point and it kind of slopes

down this way we made a Sharpie mark at two feet on both of the poles we put the

string across and then laid out the level the plane where we're gonna be

pounding down these posts needs to be at the same level and that's why we're

creating the string here so the thing is the ground here is lower than that other

post so even though we're putting it at two feet at that first mark it's not

actually level so here that's the original two-foot mark and here's the

correction mark I just kept moving the string up my dad watched the level and I

just kept moving the string up until it became level and now we know that this

string is now a level plane and we can pound down our stakes to match the

string at two feet the reason that we're creating this flat plane is that so the

roof line is level otherwise if we didn't do this the roof would be sloped

down in this direction okay so as you can see they're basically at the same

plane it looks like they're on alignment except I think this one it's probably

about a half an inch too far this way but I think what the tolerances on this

you know there's a little bit of give and all that so it should not be a

problem but we'll find out at the end of course that looks so good that's perfect

check that out we get it perfect and now the next step is start bending hoops

buying the top rail pieces

so besides the cost of the kit from bootstrap you're going to need to get

some things at the hinges some self-tapping screws to connect all the

hoos some carriage bolts some 2.5 inch wood screws and then of course the most

important piece is top-line fence post here and this is one in 3/8 inch 10-foot

long and these that we Bend into hoops with the hoop barb and then place into

these main posts here so I think I spent about another $240 on all the other

accessories in addition to the cost of the kit so the total price comes out to

about fourteen or fifteen hundred I think for the ten by twenty greenhouse

if you get the ground post and the kit with all of the the wrap up sides and

everything okay so now it's time to bend our top bars here and the first thing

that you do is just make a nine inch mark off of the I guess this is male end

we're doing it this way so that we in so that we're not bending this piece in

correctly and it's all very even I used a piece of wood just make it all flush

really easier for me and what I'm gonna do is mark nine inches since I made them

all flush like that I'm just going to run my Sharpie all across here

just has a shortcut and now let's take it over to the hoop endure yeah so this

is my first one I've ever did I've ever done and I think I put maybe too much

curve near the end so I think what's happening in here is there's just a

little bit too much curve down at the end of the pipe here so down this at

this Park down here it needs to be a little bit more straight not so much

angle into it ok so now that I've made a few mistakes and I made some hoops that

are really good let me explain the best way to do this so first you're just

gonna line up your mark the 9 inch mark that we made and when you pull back

obviously make sure it's in the seam pull it back we're not gonna go all the

way flush with the seam we're just gonna stop there it needs to be a much softer

Bend when I'm making my low tunnel hoops I do a full harder Bend but with this

you don't want to because of the ground PO you're gonna get forward 1.5 feet 18

inches do a bunch of gradual bends and when it gets too hard you'll want your

bar you and then the last Bend you want to leave a good 1.5 feet at the end I

think and then leaving that lasts a little bit helps the legs be straighter

at the end for going into the poles

so now you see how the the hoop goes wide and out and then it kind of flares

out a little bit that's more what we're looking for and in the bottom like two

and a half feet really doesn't have any bend in it and that's what I found works

the best so we're going to say

so because the ground is so wet right now and we already screwed this pull-up

we took it out hammered it back in

prevent it from bowing out so what we found works really good is my dad gets

it into his side gets it to the 9 inch mark and then I get my side and then

bend it and shove it in definitely pull it towards you don't push it because if

there's a lot of tension even if I slip it's gonna hit me really hard this is

definitely the safest way and now as I'm bending it back it's having a much

straighter position whereas before when I before I fix the bend this would be

bending inwards more just wouldn't work

there we go so it still has good tension but not so much that I'm just like

standing here like absolutely struggling to get it in this is really nice so that

was the fix ok so you know it's not completely perfect but yeah it's good

enough that it's gonna work really well and you know to prevent that you want to

make sure that you're bending your bars super consistently each time at the same

exact point and that's just going to give you the best hoops but you know

check that out it's is the first screen house that we've ever built so I don't

know I'm pretty happy once we get it all built together I'll really know how you

know how perfect it needs to be but I thought we've got everything perfectly

aligned and in there now we're gonna be connecting the ground post to our hoops

and we're using the 5/16 screws that bootstrap gave us so we're using a 5/16

drill bit going through throwing the bolt in

okay so now what we're doing is putting down the baseboards for the baseboards

you can use one by sixes all the different parts and pieces I'm just

gonna ask you to refer to the bootstrap for more instructions but I use just

some leftover fence posts just like those right there I took them off on

another section of fence and just attaching them here these are also gonna

be used for the hip boards as well just trying to save money and recycle some

things then I went out and I bought some three inch hex screws or hex bolts you

could use carriage bolts as well when I make sure that the the board is flush

with the end because this is where the headboard will be and we need to have

that be able to fit in there so it's flush on the ends where the boards join

you just need to cut out another little piece of wood join them together and go

all the way down not sure what these trusts things I don't have any what they

call these but that connect the top bar here to the hoop and the rounded side

will go over the bars and that's go across the bottom as you can see we put

on the the front one and the back ones first threaded it in then mounted these

over the top of them depending on how well you bent your hoops it came out

pretty straight there's a little bit of crookedness into it but really good it's

gonna add that extra support that we needed and so now the last thing before

we completely cinch down those nuts up there we need to make sure that the

distance from hoop to hoop is four feet and that'll just ensure that everything

is equidistant and no no part of the structures receiving extra stress and it

should be so getting it more perfect I think is more it's more important for

people that are going to deal with high winds or crazy weather snow and things

like that if you're in a place like me that's gonna be a little more protected

then I think the perfection isn't as necessary but we're doing the best that

we can to get this as dialed in as possible so what I'm doing is I'm

measuring three feet off of the and I'm making a mark that's where the

three-foot mark is now what we did to save time since our border 7-inch seven

half-inch is wide we seem to find the halfway point which is 3.75 inches so if

I just subtract subtract three point seven five inches from 36 that's going

to give me the bottom of the board the board will sit on here like this now we

also need to drill into this pole so we can attach our carriage bolts and attach

the board so the center of the board at 30 to 36 feet that's where our railing

is gonna be for the wiggle wire so we don't want to put a bolt there so what I

did is this measured about an inch and a half above and that's gonna be where our

carriage bolt will go through so I'm gonna do that for each one I'm measuring

up thirty 33 point seven five inches making my mark making a little slot for

my dad to drill and moving down the line then we're gonna come back line up our

board with our line our bottom mark line drill through the wood and then attach

it with the carriage bolt so I'm just putting a small indentation with a very

small drill bit to make it a lot easier for my dad to come in with the big 5/16

drill bit and then go all the way through

okay so as you can see the boards are not completely straight some of that's

gonna be fixed once we put the rail in there it'll pull it out and make it more

straight this side looks good enough that I don't really need to adjust

anything but here on this side you can see there's a major indentation there

and that's because those two hoops for whatever reason are just inwards a

little bit more you know when I put these poles in they blew outwards a

little bit more so just didn't come out completely perfect so you want to make

sure to double check all their sense from the hoop that they're coming out

about the same but it's not be a problem here's my idea to fix it so since I've

got some extra screw here I'm just gonna push it out just in this one section and

I'll just use like a piece of wood just like this and fit it in there and then

that spacer now you can see straightened it out a bunch and then the rail itself

will help to straighten it out even more not perfect but I think it's gonna be

good enough to work okay now for attaching the side rails it's really

easy I'm using some number 8 1/2 inch self tapping screws for this I've used

half-inch screws for all the metal connecting so for this you want to keep

it basically level what I did at the ends is I measure two four inches and

then match it up to there and then I can basically just eyeball the rest that's

why I'm doing this I start with one that I've measured and then I just matched

two it's pretty easy now it's also nice because I've used these carriage bolts I

use hex bolts this is really soft wood so I was able to sync the bolts in

so it's just out of the way of the rail system altogether so one thing that I

would do differently that I want to mention about these channels when you're

cutting them leave them a bit short because as you can see when you take it

all the way to the edge of the wood here you know and you're making it tight it

can really scrape and cut into the plastic so I was one little mistake that

I I made so next time I'm gonna cut the channel slightly shorter so here I've

got my 3/4 inch conduit laid out and bootstrap farmer gives you these

couplers that connect them together so you use some self-tapping screws like

this to combine them I'm gonna let it run you know to three inches beyond the

back end of the greenhouse then on this side it needs to actually extend and we

need to extend it about a foot beyond the greenhouse because the crank and

everything is gonna be right here cranking up the greenhouse up and down

so I bought four of these three quarter-inch EMT conduit and I bought

one extra so that I could cut it for my extensions and for the guide rail that

I'm also gonna be making so I figured about a foot extension on each side and

then four feet for each guide rail and that'll be it so after making that one

foot piece I just need to drill a hole here so that this will fit inside in the

bootstrap video he's just a cut between 3/4 and 1 inch yeah so you want to cut

in between the 3/4 and 1 inch mark those put a mark here ok so now we got our

extension pieces that are going to be able to fit into the crank so now I'm

going to cut to four-foot pieces and these are going to be for the guideposts

for the crank I want it to bend right here move it

move it down on the bar bender a little bit more so that where I'm putting the

pressure the actual bends going to happen yeah that's better that's getting

the effect that I want and I'm gonna do it just a little bit more I need to

think ahead make sure this can clear this is over slightly and then I want to

make sure that this is level they'll just help me to have a good guideposts

there we go that's it look like I ended up just using a half-inch tapping screw

to connect the half inch and three quarter inch together this is a two by

six by ten foot piece and I'm gonna create a 40 inch wide door I'm gonna

make it an extra wide door most home doors are about three feet let's give

myself a little bit extra room just in case so to do that I'm gonna find the

center point of the board and then measure 20 inches on each side and that

way I'm cutting out the very center of this and now I just want to connect

these together this is the bottom board in the back here with the side without

the door so you just drill through your ground post all the way through I pre

attached my backing since I've got such a small room back here attached ahead of

time put together didn't have a long enough board so I just put them together

like that so I'd have to go buy another one just because it ended up being a

little bit wider than 10 feet so the next step here we need to put the

channel here all the other side and also the

railing down here as well so we're going to go ahead and do that so here's all

the channels look now and you can kind of see V&R screws I put in how that's

looking so I was left with a little bit of overhang here on my pipe so I'm just

going to cut it and then wire brush it so that it's smooth plastic okay so at

this point the greenhouse is basically done and I just need to add plastic and

one more thing I have to build out the front door and right now I'm by myself

and I'm waiting for my dad and my friend Bryan to come over to help me finish

some oil these tables inside because I don't want to fully build out my door

until I get all those big tables in there because one of my tables is four

foot wide so what I'm gonna do just before I put on the plastic is set up

the main frame of the door these are two by four by tens and those are gonna fit

against the rail there and I'm gonna show you how to cut a notch out of there

so that we can attach carriage bolts and I just wanted to make sure to pre-drill

all this before I put the plastic on cuz what if I slip up there and then I hit

the greenhouse plastic I just you know I didn't want to risk it so I'm gonna mock

up the whole doorframe take it down then put the plastic on doing things a little

bit out of order just because of the timing of my help so what I'm trying to

do is cut out a notch into this board

the loop here and a touch caracal inside of this so I'm going to take a

measurement at the top here and that'll be where I cut the board to length and

I'm gonna make another mark on the bottom so that I I'll show myself to cut

out a little much so that a carriage bolt can go through here the board

all right so that's a little mark that I made so I'm gonna cut straight across

here and then I'll cut out a little notch so here's what that knotch looks

like okay so I found my level with a board I've got it all perfectly lined up

and now I can drill my holes and then I'll know where to put it when I rebuild

I'm gonna chop this corner piece off as well because it looks like the plastic

might rub on there since something else is these labels so of course you want it

you need to be able to read from the inside that it says this is the inside

and then these labels are basically in the center a little bit off-center but

you can use the labels to help you as a guide to get the greenhouse pretty even

so that you have even amount of slack for each sidewall so something my friend

Brian came up with was a good idea just put the 3/4 inch conduit on top of the

plastic and that's just gonna help make sure as we're doing the wiggle wire we

keep it nice and tight and even so we did that on both sides

I actually screwed up on this side I took too much slack so I did take the

wiggle wire out and then we put this out to make it even and then you pull it to

one side and you're easily able to bend it in and you push it to the other side

and see how kind of snaps in there and you'll just wiggle it back and forth

and I guess that's how it got its name and you're just pushing it into the

track okay so now what we've done is we've got the wiggle wire on this ridge

line at the backroads line and then the bottom board back there so now what I

need to do is cut this plastic off it'll be a separate piece that will attach

later to the front door and then that's gonna allow us to do our roll-up sides

next so we'll attach to the three-quarter inch conduit wrap

it and then get it set on the crank so because of the fence here it would have

been really difficult to put the wiggle wire in from the outside so what I did

is I just folded the plastic under and then put the wiggle wire in between that

and it was really easy so if you're in a close quarter space that's a good way to

do it okay so we're gonna do the other roll-up side now and it's gonna be a

little bit tricky on this side just because that tree is there but what we

figured out is the best technique is to start wrapping it on to the edge

get it on there and then pull it back and pull it tight and wrap pull it tight

and wrap so before you start start wrapping it make sure that your crank is

gonna be able to fit there real easily pull the plastic back a little cut it if

you need to and on the other side the pole is going to extend a few inches

beyond the end wall as well here's the roll-up sides for the bootstrap farmer

greenhouse how cool is this

and now I can keep it warm at night during the day when it gets hot I can

lift it up and get a nice breeze in there

so these roll-up sides are gonna be very important for me here in San Diego

just because since we don't get so cold it's nice to be able to control the side

panel here I'm using five inch carriage bolts for this okay so the next step

that I need to do now is make my door frame as square and level as I possibly

can now let's say this wasn't perfectly squares like this then when you open

that door the doors also at that same angle and it's gonna hit the edge here

it's not gonna close correctly then all this I'm taking uh some three inch

screws driving into the baseboards and we're done and then we can just start

building it out door I'm gonna build the door just completely from this free wood

fence siding and just make a really cheap door into that so if I was going

to do this again I did make a small mistake because I you know I have no

professional building experience at all what I would have done is put the frame

in first get that perfectly level then measure out the baseboards to match

because what I'm noticing is this one's good but this one if this board was

another quarter inch longer it'd be more level there's that little gap I'm

talking about so here's my idea to fix it I do have a little bit of gap here to

put might run my carriage bolt through right here and I'll put it as close to

the edge as I possibly can it will cinch up this gap a little bit enough that it

will make it much more level so I think it's worth it to do it okay so I just

flipped it and nudged it over check that out now we've got it's almost flush and

now I'm almost perfect level now because we're dealing with uneven ground it's

going to make it a little difficult to make it perfect but it's very very close

so I'm getting this board completely level and in line with this one so that

I know everything is square and it's always best to drill pilot holes first

to prevent any wood from split splitting but I'm just feeling a little lazy right

now I don't want to have to get out the other drill I think I'll make it like a

seven foot door just to be extra safe ain't say any big things need to go in

or out all right now we got the header on there or whatever that thing is

called now I'm gonna be building a door out of adjust the fence posts and as you

can see the fence post only goes up to about six feet so many like foot on

there so I'm just going to take my measurement so the whole length and then

I'll just add on another piece of wood and to make it the full length and I

don't need to build some super strong gnarly door I'm in San Diego we don't

have snow we don't have extreme temperatures so that something real

simple like this will do the job so I just went ahead and just built the door

out without filming it so you guys can see how I put it together here you know

I just cut apart the fence board to make it work these fence boards weren't long

enough so I just attached thing to lengthen them and then so here's the key

things I wanted to show you guys here and in the door design I put this

diagonal piece from a recommendation from a friend on Instagram brandman 1989

thank you so much for the construction advice I put out a little Instagram

story he's like hey you should put another brace on there it'll help keep

the door square so that over time as you're mu opening it as it's getting wet

as the sun's beating on it it doesn't warp and become difficult to close so I

followed his advice and put a diagonal board on there and now I'm gonna be

putting on the hinges and now because I am using some crappier wood this stuff

was splitting really easy it's old you know it's been on a fence for I don't

know five to ten years or something so to reinforce it here's something a

really great trick that you can do I just this is a two by three and I just

bolted that in with a two inch screw and then oh that's gonna do is make it very

strong now so now when I install my hinges then

it's going into the two-by-four and then it's going to go into the wood but it's

gonna go into that 2x3 so it's a huge chunk of wood to give it a ton of

strength if I would just go into this it would work and be fine but possibly over

time it would get destroyed and the door just won't last as long so doing a

couple simple things up front will just make it a lot more reliable door I'm

gonna you know mock these up pre-drill all my holes so that nothing splits when

I do this and then drive the screws in and then I'm gonna come out I'm gonna

have my wife come out and help me install this because when we put on the

hinges you need someone else to lift up the door for you to give a gap at the

bottom right so you can open the door easily then I'll attach the hinges at

that time you can see the board down here is is hitting there and that's

what's preventing it so I'm just gonna cut out a very small sliver off this

thing so that it allows me to open the door all the way

sweeping there's no there's a bit of a gap it's not really a big deal because

I'm in San Diego it's only two three months where we have cold weather and

that small little crack isn't enough to matter I could have built this door

better and I could have built you know an inner frame so then it's completely

sealed but we don't have snow we don't have crazy cold weather so that wasn't

like necessary for me so I didn't go the extra effort and I just built it as fast

as I could so now the final steps are to just get

the channel on all the sides on the doors and then it'll be completely

sealed in there and we'll see how it goes in summer I may not want to have an

end wall on this side we'll see I am gonna put shade cloth and now that I've

got the roll-up sides on there with the shade cloth maybe

that'll be cool enough that even in a hundred degree day it'll be okay

but I'll have to see what the temps are like what the humidity is like in there

to really figure out if I'll need to make other adjustments

all right everybody that's gonna be it for today's video all about building the

bootstrap farmer green house check out their green house on all of their

different farm supplies at bootstrap farmer comm they're fantastic company

they even have their own podcast and lots of different articles on their

websites to help small farmers like us I'll put a link in the description to

bootstrap farmer and this exact green house for you so that you can check it

out feel free to ask any questions you have about the green house I'd be happy

to answer this for you anything I can't answer for bootstrap farmer will jump in

here and help us figure out the details please like and share these videos with

your friends consider supporting me on patreon or donating a small amount to my

paypal I have all my links in the description

everything goes help me making more and better videos like it spend more time

doing this for you guys as it takes time away from my farm and generating revenue

that way thank you so much for supporting me and my mission of getting

small-scale farmers started so that we can start a small-scale farming

revolution alright happy green house building out there best of luck on your

own green house and I'll see you guys in the next episode

For more infomation >> How to Build a Greenhouse: Bootstrap Farmer High Tunnel Kit - Duration: 42:41.

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HUGE Monthly Dividends from an ETF Portfolio - Building a High Dividend Portfolio for 2019 - Duration: 8:24.

hey YouTube I'm Jimmy in this video I'm gonna walk through creating a high

dividend ETF portfolio this video builds on our last video where we looked at

building a long-term dividend ETF portfolio the primary difference is that

in this video we're going to have higher dividends now just like the other two

ETF portfolios that we created our goal in building this dividend ETF portfolio

is to focus on ETFs that have high quality companies lots of

diversification and obviously a very good yield so in our last video we

focused on portfolio stability we target a reasonable yield we had about a three

and a half percent dividend yield but in this video we're going after six percent

so we're gonna get a bit more aggressive about it sure we're gonna have to pay a

higher fee for many of the ETFs since they're going to be specialized ETFs but

allowing for more fees gives us more options when it comes to the ETF space

and just like our last video we're going to turn this portfolio into a satellite

portfolio and basically what that is is you have a core set of holdings and then

you have individual holdings that in theory complement a particular objective

of the portfolio so maybe you want to add more diversification or you want to

add exposure to a particular sector or more growth or more value or more

dividends or whatever it might be that will depend on what individual what each

of us individually want to do with our portfolio okay let's get started

so we're going to call this portfolio our monthly high dividend yield ETF

portfolio it's going to contain five ETFs all that pay monthly dividends once

again our goal is to create our core set of holdings and then we'll talk about

customizable satellite positions so our first core high dividend ETF is the

Invesco S&P 500 high dividend low volatility ETF ticker symbol SPHD. SPHD

has a fee of 30 basis points they have about 50 Holdings and they have a

dividend yield of about 4% and just so we're all on the same page for each of

these ETFs to calculate the dividend what I did is I took the last 12 months

of dividends paid and used those added those up and divided by the current

price and that gives us a dividend yield okay

easy enough so SPHD goes after the less volatile large and mid-cap names picked from

the S&P 500's seventy five highest dividend yielding stocks so the whole

ETF ends up looking a lot like the market dose they have they have

companies like HCP AT&T Verizon Procter and Gamble

companies like that but what I like about this ETF is that they have a lot

of traditionally defensive industries like utilities and basic materials and

the less of the more volatile industries like consumer cyclical and technology so

I like this as our first holding and it will act as sort of a core holding on

some of our more volatile holdings going forward and just like we did in the

other videos we're gonna save the weightings until the end of the video

okay so for our next holding we have the high-yield etf ticker symbol HYLD. HYLD

is the only bond etf in our portfolio they have a fee of 118 basis points and

they have over 100 different holdings their fee is a bit high but it makes a

lot of sense because this is an actively managed ETF and that requires portfolio

managers that can do credit and valuation analysis on the corporate bond

holdings they have a dividend yield of almost 8% and generally they invest in

non investment grade bonds those companies tend to be smaller which

therefore gives us more high yield opportunities but a bit more risk

so HYLD gives us our bond exposure okay so our next holding is the global X

super dividend u.s. ETF ticker symbol DIV DIV has a fee of about 45 basis

points they hold about 47 different companies and they have a dividend yield

about six and a half percent and just like our first ETF well this ETF looks

at low volatility names a bit smaller than the first one but they get a bit

more yield they are also well spread out they're mostly in utilities and

financials they have consumer staples they have some energy some communication

services some real estate some health care so they are a well spread out ETF but

they tend to focus on slightly smaller companies so I think it's a nice

complement to our first two ETFs so for our next holding we have the

wisdom tree us mid-cap dividend ETF tickers simple DON DON has a fee of 38

basis points they have bought 400 holdings and slightly more than 2%

dividend yield more than half their holdings are in consumer discretionary

real estate and industrials they own companies like L Brands Kohl's

tapestry Macy's targa resources and because these company this ETF focuses

on consumer discretionary companies well I think that this ETF offers some growth

opportunities that the other etf's don't have so I believe that this is a

good complement to our portfolio because this gives us a bit of growth

opportunities in addition to a 2% dividend yield okay now on to our last

core holding for that holding we're looking at the Invesco KBW high dividend

yield financial etf ticker symbol KBWD now they have a crazy high fee of about

240 basis points and what they do is they're a specialty ETF they hold about

40 companies but about 95% of them are in the financial sector they have the

highest yield in our portfolio at north of 8% but the majority of their

companies are small to mid cap companies and they're in the financial sector and

I think that complements our portfolio well plus it drives a ton of monthly

dividends now I hate the fee but I love the yield okay so now here's how I would

weigh each of these portfolios for our core portfolio and then we'll look at

some satellite positions so how are we gonna weigh our portfolio so I would

make SPHD the largest holding at about 30 percent of the portfolio because I

lose that they offer the most stable monthly dividends it's their low

volatility companies they give us a dividend yield about four percent but I

think that the reliability of those companies is a good stabilizer to make

that the largest position for us for HYLD and DIV I would do 25% for each position

they offer awesome dividend yields near 7% and they help with overall dividends

then for DON and KBWD well they act as solid diversifies and I'll make them

ten percent for each position one focus is on

financials and the other gives us some mid cap growth opportunities okay so now

we have our core holdings what satellite positions should we add to our portfolio

we can pick individual companies just like we did in our investment portfolio

for beginners video you can see it like in the description below again you can see

our Dow 30 list - if you're looking for good companies that could be good ones

to add you can see that list I've also talked about companies like Apple AT&T

Disney those types of companies could be good diversifiers if you believe that

there's an opportunity maybe there is a value opportunity in one of those or we could

stick with more ETF holdings for our satellite positions if you prefer

getting stable dividends from large cap companies NOBL could be nice so that

add some stability to the portfolio we also talked about AMLP which is a great

ETF for high dividends and exposure to the energy markets another interesting

position to consider would be van eck's vector mortgage ETF they invest in

mortgages and invest goes KBW premium yield equity REIT EFT they invest in

actual real estate properties and they both have dividend yields of around 7%

and they're great diversifiers to this type of core portfolio so how do you

like our core portfolio do you like the main holdings would you

swap anything out for anything else what about the satellite positions would you

go with individual companies or would you go with other ETFs to complement it

let me know what ETFs you would add or what individual companies you think

complement this portfolio well let me know what you think in the comments

below and if you haven't done so already hit the subscribe button thank you for

sticking with me all the way to the end of the video and I'll see you in the

next video thanks

For more infomation >> HUGE Monthly Dividends from an ETF Portfolio - Building a High Dividend Portfolio for 2019 - Duration: 8:24.

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3 ways to build a happy marriage and avoid divorce | George Blair-West - Duration: 11:14.

Almost 50 years ago,

psychiatrists Richard Rahe and Thomas Holmes developed an inventory

of the most distressing human experiences that we could have.

Number one on the list? Death of a spouse.

Number two, divorce. Three, marital separation.

Now, generally, but not always,

for those three to occur, we need what comes in number seven on the list,

which is marriage.

(Laughter)

Fourth on the list is imprisonment in an institution.

Now, some say number seven has been counted twice.

(Laughter)

I don't believe that.

When the life stress inventory was built,

back then, a long-term relationship pretty much equated to a marriage.

Not so now.

So for the purposes of this talk, I'm going to be including

de facto relationships, common-law marriages

and same-sex marriages,

or same-sex relationships soon hopefully to become marriages.

And I can say from my work with same-sex couples,

the principles I'm about to talk about are no different.

They're the same across all relationships.

So in a modern society,

we know that prevention is better than cure.

We vaccinate against polio, diphtheria, tetanus, whooping cough, measles.

We have awareness campaigns for melanoma, stroke, diabetes --

all important campaigns.

But none of those conditions come close

to affecting 45 percent of us.

Forty-five percent: that's our current divorce rate.

Why no prevention campaign for divorce?

Well, I think it's because our policymakers don't believe

that things like attraction and the way relationships are built

is changeable or educable.

Why?

Well, our policymakers currently are Generation X.

They're in their 30s to 50s.

And when I'm talking to these guys about these issues,

I see their eyes glaze over,

and I can see them thinking,

"Doesn't this crazy psychiatrist get it?

You can't control the way in which people attract other people

and build relationships."

Not so, our dear millennials.

This is the most information-connected, analytical and skeptical generation,

making the most informed decisions of any generation before them.

And when I talk to millennials, I get a very different reaction.

They actually want to hear about this.

They want to know about how do we have relationships that last?

So for those of you who want to embrace the post- "romantic destiny" era with me,

let me talk about my three life hacks for preventing divorce.

Now, we can intervene to prevent divorce at two points:

later, once the cracks begin to appear in an established relationship;

or earlier, before we commit, before we have children.

And that's where I'm going to take us now.

So my first life hack:

millennials spend seven-plus hours on their devices a day.

That's American data.

And some say, probably not unreasonably,

this has probably affected their face-to-face relationships.

Indeed, and add to that the hookup culture,

ergo apps like Tinder,

and it's no great surprise that the 20-somethings that I work with

will often talk to me about how it is often easier for them

to have sex with somebody that they've met

than have a meaningful conversation.

Now, some say this is a bad thing.

I say this is a really good thing.

It's a particularly good thing

to be having sex outside of the institution of marriage.

Now, before you go out and get all moral on me,

remember that Generation X, in the American Public Report,

they found that 91 percent of women

had had premarital sex by the age of 30.

Ninety-one percent.

It's a particularly good thing that these relationships are happening later.

See, boomers in the '60s --

they were getting married at an average age for women of 20

and 23 for men.

2015 in Australia?

That is now 30 for women and 32 for men.

That's a good thing, because the older you are when you get married,

the lower your divorce rate.

Why?

Why is it helpful to get married later?

Three reasons.

Firstly, getting married later allows the other two preventers of divorce

to come into play.

They are tertiary education

and a higher income, which tends to go with tertiary education.

So these three factors all kind of get mixed up together.

Number two,

neuroplasticity research tell us

that the human brain is still growing until at least the age of 25.

So that means how you're thinking and what you're thinking

is still changing up until 25.

And thirdly, and most importantly to my mind, is personality.

Your personality at the age of 20

does not correlate with your personality at the age of 50.

But your personality at the age of 30

does correlate with your personality at the age of 50.

So when I ask somebody who got married young why they broke up,

and they say, "We grew apart,"

they're being surprisingly accurate,

because the 20s is a decade of rapid change and maturation.

So the first thing you want to get before you get married is older.

(Laughter)

Number two,

John Gottman, psychologist and relationship researcher,

can tell us many factors that correlate with a happy, successful marriage.

But the one that I want to talk about

is a big one:

81 percent of marriages implode, self-destruct, if this problem is present.

And the second reason why I want to talk about it here

is because it's something you can evaluate while you're dating.

Gottman found that the relationships that were the most stable and happy

over the longer term

were relationships in which the couple shared power.

They were influenceable:

big decisions, like buying a house, overseas trips, buying a car,

having children.

But when Gottman drilled down on this data,

what he found was that women were generally pretty influenceable.

Guess where the problem lay?

(Laughter)

Yeah, there's only two options here, isn't there?

Yeah, we men were to blame.

The other thing that Gottman found

is that men who are influenceable

also tended to be "outstanding fathers."

So women: How influenceable is your man?

Men:

you're with her because you respect her.

Make sure that respect plays out in the decision-making process.

Number three.

I'm often intrigued by why couples come in to see me

after they've been married for 30 or 40 years.

This is a time when they're approaching the infirmities and illness of old age.

It's a time when they're particularly focused on caring for each other.

They'll forgive things that have bugged them for years.

They'll forgive all betrayals, even infidelities,

because they're focused on caring for each other.

So what pulls them apart?

The best word I have for this is reliability,

or the lack thereof.

Does your partner have your back?

It takes two forms.

Firstly, can you rely on your partner to do what they say they're going to do?

Do they follow through?

Secondly,

if, for example,

you're out and you're being verbally attacked by somebody,

or you're suffering from a really disabling illness,

does your partner step up and do what needs to be done

to leave you feeling cared for and protected?

And here's the rub:

if you're facing old age,

and your partner isn't doing that for you --

in fact, you're having to do that for them --

then in an already-fragile relationship,

it can look a bit like you might be better off out of it rather than in it.

So is your partner there for you when it really matters?

Not all the time, 80 percent of the time,

but particularly if it's important to you.

On your side, think carefully before you commit to do something for your partner.

It is much better to commit to as much as you can follow through

than to commit to more sound-good-in-the-moment

and then let them down.

And if it's really important to your partner, and you commit to it,

make sure you move hell and high water to follow through.

Now, these are things that I'm saying you can look for.

Don't worry, these are also things that can be built

in existing relationships.

I believe that the most important decision

that you can make

is who you choose as a life partner,

who you choose as the other parent of your children.

And of course, romance has to be there.

Romance is a grand and beautiful and quirky thing.

But we need to add to a romantic, loving heart

an informed, thoughtful mind,

as we make the most important decision of our life.

Thank you.

(Applause)

For more infomation >> 3 ways to build a happy marriage and avoid divorce | George Blair-West - Duration: 11:14.

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Season 9, Episode 4 How to Build a Dragon - Duration: 22:02.

For more infomation >> Season 9, Episode 4 How to Build a Dragon - Duration: 22:02.

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FS19 How to build a farm Pt. 1 - Timelapse - Duration: 5:23.

For more infomation >> FS19 How to build a farm Pt. 1 - Timelapse - Duration: 5:23.

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How to build a real starship enterprise Part 6 - Space Food - Duration: 10:33.

How to build a real starship enterprise Part 6 - Space Food

For more infomation >> How to build a real starship enterprise Part 6 - Space Food - Duration: 10:33.

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Why did they build a railway for the dead? - Duration: 1:52.

For more infomation >> Why did they build a railway for the dead? - Duration: 1:52.

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Let's Build a Circus Song | Esme & Roy - Duration: 1:45.

For more infomation >> Let's Build a Circus Song | Esme & Roy - Duration: 1:45.

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Create a Lesson Plan in the Original Course View - Duration: 1:45.

A Lesson Plan is a container that can include instructions, objectives, and the content

students need to complete a lesson.

To build a lesson plan, select the course area where you want students to access the

lesson plan.

Point to Build Content, and select Lesson Plan.

Content Information is where you add information about the lesson such as learning objectives.

Curriculum Resources is where you add items and build content just as you would in a content

area.

We will begin on the Content Information tab.

On the Create Lesson Plan page, type a name and description.

To rename a default section, select the title, type a new name, and save.

Select the checkbox next to Share with Students if you want this information to appear to

students.

To delete a section, point to the section and select the 'X' To reorder sections, drag

them to new locations.

You can also use the keyboard accessible reordering tool located at the top of the page.

To add more sections, point to Add Lesson Plan section and select from the list, or

add a custom field.

Make the lesson plan available to students.

If you want, you can set the lesson plan to display on a specific date and time.

After you complete the sections you need on the Content Information tab, click Save and

Continue to move to the Curriculum Resources tab.

This is where you add course material.A Lesson Plan is a container that can include instructions,

objectives, and the content students need to complete a lesson.

To build a lesson plan, select the course area where you want students to access the

lesson plan.

Point to Build Content, and select Lesson Plan.

Content Information is where you add information about the lesson such as learning objectives.

Curriculum Resources is where you add items and build content just as you would in a content

area.

We will begin on the Content Information tab.

On the Create Lesson Plan page, type a name and description.

To rename a default section, select the title, type a new name, and save.

Select the checkbox next to Share with Students if you want this information to appear to

students.

To delete a section, point to the section and select the 'X' To reorder sections, drag

them to new locations.

You can also use the keyboard accessible reordering tool located at the top of the page.

To add more sections, point to Add Lesson Plan section and select from the list, or

add a custom field.

Make the lesson plan available to students.

If you want, you can set the lesson plan to display on a specific date and time.

After you complete the sections you need on the Content Information tab, click Save and

Continue to move to the Curriculum Resources tab.

This is where you add course material.