Auto news on Youtube Mar 6 2018

hi this is tim with haymaker insurance in Federal Way Washington and here's a

quick overview on personal injury protection on your car insurance policy

what personal injury protection covers is yourself and your passengers medical

and lost wages in the event of an accident within limits regardless of

who's at fault coverage applies if it's on your policy where this is different

than your typical health care coverage is health care coverage typically has

deductible and it only covers yourself and your immediate family members you may

have passengers in your vehicle that aren't on your health care policy so

this would extend to them within the limits again $10,000 $35,000 coverage

for medical and lost wages this is why I think you need personal injury

protection thank you for taking a look

For more infomation >> Personal Injury Protection | Do I Need It On My Auto Insurance Policy? - Duration: 0:51.

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Special Needs Planning | What Do I Need to Plan for a Child with Special Needs? - Duration: 1:07.

What do I need to plan for a child with special needs?

Well beyond just the estate planning documents, so the plan that you have regarding how your money and property is going to be passed

down to the person with special needs in a way that doesn't disqualify them from the programs that they might be on, you also need

to make sure that you're planning for them emotionally and you're planning for them in terms of a caretaker.

So somebody to be in charge of

making sure that they're receiving good care and that they're they're serving the role that you no longer can so you need to include

what's called a letter of intent.

That's a document where you're laying out all of the different information that most people don't know so favorite colors, passwords for their Facebook account,

education background, medical background.

You know all the information that'll take a new caregiver a long time to learn

You also want to make sure that you're accumulating all the documents. That would be necessary and helpful to the person

that's serving going to be serving in this role