Auto news on Youtube Jul 25 2018

So you're wondering about whether you should mention something to get a life

insurance quote or on your life insurance application. So, the short

answer is: it depends. But if you're ever in doubt just ask us and we'll help you.

But here are some general guidelines to give you an idea. You should definitely

mention something if any of the three following things are true. 1) You got

medical care for it, 2) you've taken prescription medication for it, or 3)

it's something that you do regularly or you did it regularly in the recent past,

say the last five years. Now let me show some examples of things that hardly ever

matter, just to show you the difference. Something that you tried once or a

handful of times a long time ago is probably not going to matter. So the

time that you tried E at a rave in college, and that was 10 years ago,

that is not going to be relevant. Similarly, the fact you joined rock

climbing club in eighth grade like not going to matter,

assuming that rock climbing is not part of your adult life now. But as

always, just ask us if you have any questions. We're here to help.

For more infomation >> Do I need to mention THAT for life insurance? - Duration: 1:04.

-------------------------------------------

Why Do I Need Renters Insurance? - Duration: 2:32.

Chances are, if you're a renter, you've probably heard of renter's insurance, but you may be asking, " Why do I need it?" Here's why:

It's bitter cold winter and the pipes in your upstairs neighbor's apartment freeze and burst, causing

water to flood into your apartment, damaging your dresser full of clothes, new mattress,

and all your bedding.

While you were at work, someone broke into your apartment and stole your laptop and TV.

What can you do to protect yourself and your belongings from faulty pipes, thieves, and

general bad luck?

One simple answer: renter's insurance.

You may think, "Doesn't my landlord cover damages or theft?"

Actually, no.

Your landlord's insurance covers the damage to the building, but you are on the hook for

your belongings.

Some landlords may require tenants to purchase renter's insurance, but in most cases it

is up to you.

Renter's insurance is a reliable and affordable way to protect your possessions—such as

clothes, furniture, computers or cell phone.

Renter's insurance helps you replace items lost or damaged in mishaps like theft or fire.

It can also help protect you from legal trouble if someone is hurt in your apartment or house.

Fortunately, renter's insurance is fairly inexpensive.

You get all the protection your renters insurance policy provides for about $10 - $20/mo.

You may be asking, "But where do I get renter's insurance?"

Most insurance companies offer renter's insurance policies.

So, if you have another insurance policy, like car insurance, you can contact your insurance

company and ask about purchasing a renter's insurance policy.

There are also online services that can provide you with a quote for renter's insurance

and often you can purchase your policy right on the site.

It's an easy and relatively inexpensive way to protect yourself against the unexpected:

get renter's insurance.

Housing4Hoosiers is a service of South Central Indiana Housing Opportunities.

SCIHO is dedicated to expanding housing options for low- and moderate-income households in

South Central Indiana