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Nightcore - BTS Megamix (subtitles in video)

For more infomation >> 「Nightcore / BTS Megamix」→ Not Today ✗ Mic Drop ✗ Blood Sweat & Tears ✗ I Need U (Switching Vocals) - Duration: 4:35.

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Do I need to mention THAT for life insurance? - Duration: 1:04.

So you're wondering about whether you should mention something to get a life

insurance quote or on your life insurance application. So, the short

answer is: it depends. But if you're ever in doubt just ask us and we'll help you.

But here are some general guidelines to give you an idea. You should definitely

mention something if any of the three following things are true. 1) You got

medical care for it, 2) you've taken prescription medication for it, or 3)

it's something that you do regularly or you did it regularly in the recent past,

say the last five years. Now let me show some examples of things that hardly ever

matter, just to show you the difference. Something that you tried once or a

handful of times a long time ago is probably not going to matter. So the

time that you tried E at a rave in college, and that was 10 years ago,

that is not going to be relevant. Similarly, the fact you joined rock

climbing club in eighth grade like not going to matter,

assuming that rock climbing is not part of your adult life now. But as

always, just ask us if you have any questions. We're here to help.

For more infomation >> Do I need to mention THAT for life insurance? - Duration: 1:04.

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Why Do I Need Renters Insurance? - Duration: 2:32.

Chances are, if you're a renter, you've probably heard of renter's insurance, but you may be asking, " Why do I need it?" Here's why:

It's bitter cold winter and the pipes in your upstairs neighbor's apartment freeze and burst, causing

water to flood into your apartment, damaging your dresser full of clothes, new mattress,

and all your bedding.

While you were at work, someone broke into your apartment and stole your laptop and TV.

What can you do to protect yourself and your belongings from faulty pipes, thieves, and

general bad luck?

One simple answer: renter's insurance.

You may think, "Doesn't my landlord cover damages or theft?"

Actually, no.

Your landlord's insurance covers the damage to the building, but you are on the hook for

your belongings.

Some landlords may require tenants to purchase renter's insurance, but in most cases it

is up to you.

Renter's insurance is a reliable and affordable way to protect your possessions—such as

clothes, furniture, computers or cell phone.

Renter's insurance helps you replace items lost or damaged in mishaps like theft or fire.

It can also help protect you from legal trouble if someone is hurt in your apartment or house.

Fortunately, renter's insurance is fairly inexpensive.

You get all the protection your renters insurance policy provides for about $10 - $20/mo.

You may be asking, "But where do I get renter's insurance?"

Most insurance companies offer renter's insurance policies.

So, if you have another insurance policy, like car insurance, you can contact your insurance

company and ask about purchasing a renter's insurance policy.

There are also online services that can provide you with a quote for renter's insurance

and often you can purchase your policy right on the site.

It's an easy and relatively inexpensive way to protect yourself against the unexpected:

get renter's insurance.

Housing4Hoosiers is a service of South Central Indiana Housing Opportunities.

SCIHO is dedicated to expanding housing options for low- and moderate-income households in

South Central Indiana

For more infomation >> Why Do I Need Renters Insurance? - Duration: 2:32.

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What Size Water Heater Do I Need? - Home Climates Plumbing - Duration: 3:19.

Have you ever been jolted awake by an unexpected icy shower in the morning do

you stand for minutes at the sink waiting for water to heat up? Does it

seem like your water heating bill is draining your wallet? While water heaters

might not be something you think about until you have a problem the wrong size

water heater can have a negative effect. If you're experiencing any of these

telltale signs you might want time to rethink the size of the water heater in

your house. The importance of ensuring your water heater is not too big or too small.

Whether you choose a conventional or a tankless unit, you need to make sure

that the unit you choose will be able to meet your household water needs. If your

unit is too small, you're at risk of running out of hot water when you need

it the most. On the other hand, if your water heater is too big you could be

wasting money and heating water that you're not using. Now let's try to

calculate how much hot water you need. Now that you understand the importance

of finding the right size water heater, it's time to figure out how much water

you use every day when it comes to water usage.The average household can go

through four gallons washing up, 20 gallons taking a shower, four gallons

doing dishes by hand, and 10 gallons if you're using a dishwasher, 32 gallons

when doing a load of clothes, and five gallons just preparing meals. With some

quick and easy math, you'll be able to calculate how much hot water you need.

The average American uses 300 gallons of water per day. Now let's talk about the

importance of peak times. It's not enough to simply calculate how much water

you're using throughout the day, you also need to think about how many times

you're using it during peak times. Peak times are specific windows of time in which you're

using large amounts of hot water. For example, let's think about a family of

four. If a kid decides a shower before dinner, while mom prepares a meal, and

dad's doing a load of laundry and other kids are helping clean up -

that's over 60 gallons just in that short period of time!

Tankless units especially are affected by peak times, since they don't heat and

store water around-the-clock. Their ability to heat up water as needed saves

on both energy and money heater function. Most conventional and tankless water

heaters are whole house systems that heat water from a single location and

are distributed throughout the home. Point-of-view systems on the other hand,

are used to deliver water to a specific location. Water Heater Fuel Type - When it comes to fuel

types, you have three options. Gas heaters, which must be vented outdoors and aren't

affected by power outage, and overall cost less to operate. Electric units,

which are easy to maintain and require no venting, but can put a drain on your

electric bill. Hybrid electric units are more eco-friendly options and more

economical to operate. When choosing Home Climates, you can be sure you have a

knowledgeable experts on your side. We can properly size your water heater, give you

all the options to consider, and let you make the right decision. You won't have

to worry about getting stuck with a water heater that doesn't work for you

or your family. We serve Harrisburg, Hershey, and the

surrounding areas. Home Climates is your trusted partner for all of your

water heater needs.