If you're buying a house in the Savannah area you're probably wondering, do I need
flood insurance? We are talking about the Savannah flood zone map and we are
starting right now. Hey everyone, welcome back to my channel. I'm Karin Carr with
Georgia Coast Homes at Keller Williams here in Savannah, Georgia. If this is your
first time here you may want to consider subscribing to my channel because I talk
about all kinds of real great stuff related to Savannah. Click the button - you
know you want to. Do I need flood insurance? This is a question that buyers
ask me all the time when they're buying a home so let's jump on over to my
computer and I'm going to show you the best way to find out. Here is the
easiest way to find out Savannah, GA flood zones - specifically homes that are
in Chatham County. You're going to go to Sagis.org and scroll
down to this one right here that says "Find my flood zone in Chatham County."
Click on that. Then you're going to come over to the left-hand side where it says
"find my flood zone - find my address." Step 1 - we click on the magnifying glass and
you type in the address of any house that you currently are considering
buying. It's going to show you this aerial satellite photo. Go back over to
the lefthand side and scroll down over here to "identify my current flood zone."
It's going to automatically show you what flood zone it is currently in. This
particular property is in an X Zone, which means it's considered low risk and
flood insurance is not required. If we go over to this website, which is the
Department of Engineering for Chatham County, they go into the definitions of
what these flood zones are, which ones are considered higher risk, which ones
are not. However FEMA changed their flood maps so
as of August 16, 2018 the flood maps are going to change.
We want to know... great, it's in an X zone now. Is it going to
change come August? Because if I'm buying a house and I'm closing in July, I might
want to say, "Hey, can I wait until August 17th to close if I know that it's
currently in a flood zone and it's not going to be in August?" So go back over to
the left-hand side, scroll down to step number 3. It's going to populate
automatically, it just takes a minute or two. And lo and behold it is still in an
X zone so that's great news. We know that it currently does not require flood
insurance and nor will it come August 16th. So this particular website is
fantastic for all of the homes that are in Savannah, Pooler, Tybee Island,
Wilmington Island... that whole area. There is another website that is specifically
for Bryan County, which is where Richmond Hill is, and we don't even have
one for Effingham County because so few properties there require flood insurance.
So now you know where to go to find the Savannah flood zone maps but do you know
what the real estate market is doing? You might want to click that video right
there where I talk all about exactly what's going on with our real estate market. Thank you so
much for watching and I'll see you on the next one! {BLOOPERS} It's a miracle! The dog
didn't bark, the phone didn't ring, the doorbell didn't ring. The kids are
playing nerf gun wars outside. It's amazing that I don't hear yelling and
screaming right now.
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