Auto news on Youtube Jan 9 2018

Hey Guys!

Shawn here.Welcome to PrayerLights.

If you are new, this channel is all about Christian tips to help the faith-filled millennial

mother raise her tiny tribe of humans.

And today's video is how to set yourself up for success when reading a daily devotional.

So you've made a New Year resolution to spend more time in God's Word but how do you succeed

at that while having children and babies? it's very difficult to set aside that time

every day to spend in God's Word.

Here are my three tips.

Tip number 1: Get out your calendar.

your google calendar or your paper planner and plan out your entire year.

Plan out your devotional time.

I'm sure a lot of us spend time planning out our vacations for the year or our school trips

that we have coming up or our doctor's visits.

Spending time with God's word is just as important and just as important to succeed at so we

need to plan.

Plan out when you are going to sit down and do the devotion, what you are going to be

reading if you are going to read multiple devotional books or you have one book you

want to read for the year.

A list of when you are going to do your daily devotion, what you are going to read, and

where you are going to do your daily devotion at.

And go ahead and stick it in your planner along with everything else so that you make

sure that it gets done.

Tip number 2: Pick a spot and show up!

Pick a spot that is comfortable or that will motivate you to do your daily devotional whether

that be at your kitchen table or at a comfy chair.

I have a specific comfy chair that i enjoy doing my daily devotional time at.

It has a nice little side table where I can keep my tea and drink my tea while I do my

devotion.

Have a daily devotional spot and show up.

Say you want to do your devotional before the baby wakes up.

For me that can be any time between 5AM and 7.

But I know that I need to get up before the baby gets up so that I have that time.

And this leads me into tip number 3: if you find that your baby or child has interrupted

your devotional time don't stop your devotional time read aloud to your child.

Just go ahead and read aloud.

Whatever you are reading read it aloud to you because we all know that whatever kids

see their parents doing then they are more likely to carry on that habit later on in

their life.

what better opportunity than to read aloud to your child.

So what am I reading this year?

I'm starting out with Emotionally Healthy Spirituality.

A 40 day journey with the daily office.

Here is that book a couple years ago.

It's probably been more than 4 years ago.I really enjoyed it.

It just had different opportunities throughout the day to pray.

If I miss something in the morning or I feel like I need some extra time with God then

it has that structured in.

But really just find something that you like.

I like to do a different study devotional series around Lent, around Advent, kind of

around the church seasons rather than doing a year long program.

For me that is more beneficial but you might like a year round program.

Pick something that catches your eye.

I am on the hunt for some good mother devotional books so if you have any that you would recommend.

Any kind of new mom or mother specific devotional books I would love to see those.

I am very interested.

Leave your suggestions down in the comments below.

Make sure to come back for next week's video.

I will be talking about how to schedule prayer into your life.

Making a prayer calendar and why that's important to your spiritual life and how you can be

most effective with doing a prayer calendar.

So stay tuned for that for next week.

Thank you guys so much for watching today's video on how to succeed in your daily devotion

for the year.

If you are new please consider hitting that subscribe button down below.

I post new content every week and I would love for you to join the PrayerLights community.

I will see you guys next week.

Thanks for watching.

Bye!

For more infomation >> How to Build a Daily Devotional Habit | For Busy Moms - Duration: 4:43.

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Simvoly Review - Easily Build An Website With Ecommerce - Perfect Shopify Alternative - Duration: 28:44.

In this video I want to do a review of Simvoly which is kind of a Shoppify type of competitor

where it is a hosted service that gives you the ability to make a website and in E commerce

store hi my name is Adam from Adam Preiser.com and WPCrafter.com now that's my WordPress

based website & he's not WordPress insults could be really interesting to go through

that right now if you're new here consider clicking on the subscribe button and links

everything will be in the video description box down below also the notification bell

if you want to not miss a thing I am doing a review on Simvoly because right now it is

on AppSumo and it's a really really good deal if you are the right fit for a service like

this is so essentially what it is it's a website building tool were they hosted for you and

they provide support to you they provide the entire platform to you all that you really

want to do is provide a domain name and you are off to the races you can use its tool

to go ahead and build a website for yourself now it's normally pricing things the plan

that AppSumo's given you is this business plan where here it is $14 per month but for

a limited time on AppSumo you can get that same plan for $49 and it's a lifetime plan

you only pay $49 one time now I have a link in the video description box or you can visit

WPCrafter.com/Simvoly SIM VO LY and it will take you right on over to the page here so

in this video I'm going to go ahead and walk through the deal some of the frequently asked

questions and my instance of its you can actually see what the tool looks like and I can't hit

every single detail because I don't want these videos to be so long a but I'm going to do

my best to hit everything as fast as possible but one of things I really want to focus on

in this video is the pros and the cons of even using a hosted platform like this so

I do have a WPCrafter.com this is my main website right now and it's a website all about

press which is a self hosted website building platform now with WordPress you have to come

with your own web hosting account and that's going to cost anywhere between four dollars

a month and up depending on how much traffic you get to your website and with WordPress

you have to do it all yourself you have to assemble everything to yourself and with WordPress

it's a little bit more or which is a lot more complicated it can be or a more of a learning

curve when you're first getting into it also with WordPress there's no free support option

meaning there is obviously large communities of people who use it that give advice and

support I do on this channel are on my W crafter channel people asked me questions and I answer

my more than happy to do that but it's not dedicated support that you can tap into typically

you have companies paying a monthly fee to a company just for any of their support needs

another issue with WordPress's you have to pay for everything so any advanced functionality

that you want out of the plug-in you're going to have to pay for that and it's usually an

annual license so you can end up being kind of expensive however the benefits of having

something self hosted like WordPress are that you have full control over everything and

if you want something new something custom on your website you're in control you can

get it done if there's some future you want and WordPress's and have it you can implement

that with a plug-in on the flip side of the whole support issue if there is a problem

you can jump in and fix the problem yourself or have someone do it on demand where when

you are using a third-party platform like a Shoppify or a Simvoly you our tenant at

their mercy now obviously you will get really fast support from a company like Simvoly if

there are some kind of big massive white problem learning to jump in and make sure that you're

okay and that they get everybody's website back on but you are still kind of at their

mercy to get to it so that it just kind of the pros and cons of using a self hosted solution

versus a platform like this and I'm a big believer that WordPress is definitely not

for everyone and there is a huge demand for a simple solution like this that will still

allow you to build a beautiful website they take care of everything for you it's funny

when I was in the back end of Simvoly and I was building this website I'm like wow this

is so simple I don't have to worry about cashing I don't have to worry about plug-in conflicts

I don't have to worry about all of these things because there taking care of it for you don't

have to worry about hosting they take care of it for there's all these things you don't

have to worry about because they just take care of it for you on a mass scale self was

Simvoly I've done some testing will of it already some of the benefits are it includes

most things you get lifetime hosting with this deal another benefit is it's very very

fast WordPress can be slow and that's why you have to have something called caching

but Simvoly is very very fast in fact, to show you a speed test that I did another huge

benefit of Simvoly is there zero fees on the e-commerce side so if you're using a Shoppify

you're probably paying fees and a lot of these hosted shopping carts or e-commerce platforms

you're paying a cut of your cells to the platform with Simvoly you're not doing that always

thought that was kinda cheesy anyway when these companies like Shoppify they take 2%

or some kind of percentage of your cells they don't need to do that they're already charging

your hosting fee they don't need to also take a cut of your money Simvoly doesn't do that

and I actually like that a lot because I never liked the fact that someone wants to take

a cut of what I'm selling and earning now you're kind of like you like your loan shark

now you gotta pay them a cut I never really like that and you don't have that problem

was Simvoly another nice thing about Simvoly is you still have some controls so there is

the ability to add custom CSS if you wanted to tweak some things around a little bit and

you can add all of your custom scripts made to add live chat or Google analytics or anything

like that you're gonna be able to remain even in an affiliate program for your to be able

to do that in this platform let me scroll down here and just take a quick look at the

deal points in then working to take a look at the service and I'm in answer some or summarize

some of the frequently asked questions that I have seen people asking so that 49 bucks

is on the website is not unlimited websites or anything like that it's just to be for

that one website although they argument allow you if you wanted to do stacking you could

buy up to three of these and have them in one account so that you can host up to three

different websites so let me just read off this list of things you can have unlimited

pages and limited storage and limited band with unlimited contributors analytics and

tracking here some of the limitations you can only have and I think it's generous but

you can only have 10 I'm sorry 100 products in the store if you want more than that it's

$10 per month and you can have unlimited products that's very reasonable unlimited website members

all talk about that in a moment zero transaction fees I like that and of course you get that

AppSumo 60 days 100% of your money back no question asked refund guarantee now this is

one of those deals where is super active in the comments a lot of people are asking questions

about it and there do their best to answer them I've read through most of these to try

to summarize a lot of this information in this video for you but let's quickly take

a look at a website someone actually posted a website that they made in three hours they

basically built this website right here in three hours all of these products right here

the entire website three hours and I thought okay this to be perfect to take their URL

and I plugged in and dipping them which is a speed test tool there's many speed test

tools this is just one of them they're all little bit different so I popped it in I chose

the testing center from San Jose just to get an idea of how fast the website loads and

it loaded in just over three seconds now ideally you want to run this test three or four times

in order to kinda get an average so my guess is it will average out under three seconds

but I wanted to see what it looked like here and you could see very minimal requests so

the service is a very quick and I was pretty impressed with that because when you look

at this website there's lots of images going on here so the images are what really take

up the amount of requests and downloads that need to happen and so you have all of these

images yet it still performed a fairly good on another side note about the benefit of

something like Simvoly if you look at this website you notice it has a security certificate

which is extremely important and you don't have to worry about that stuff they just take

care of that for you as well that something that can be a little bit of a pain in the

rear and so here is the themes that are available for Simvoly you really working within one

of the themes that they offer and they have a variety of themes here obviously it's more

looking at the layout and then deciding if what you want to accomplish can fit within

this layout and there's overwrought good variety of of different layouts here and I'm assuming

this would be something that there regularly adding to here's like a restaurant menu right

here so this could be good for someone that has a restaurant and doesn't want to go through

all the hassles of learning in entire platform in order to build out their restaurant website

I would probably think the best fits for this would be the e-commerce situation maybe the

restaurant situation or just someone that does just wants to have a website up and they

don't care about having all the control in the world over every aspect of the website

they just need to get a website up and it boils down to this concept of speed of implementation

getting your ideas implemented as quick as possible to see if they stick and that's one

of things I like about a platform like this you can have a website built within a very

short period of time now I probably wouldn't suggest anyone use this for a blog obviously

you could do some form of blogging with it I would not recommend blogging with this platform

so here's some filter so you can have a website you can have an online store and or landing

page here's the online stores like this and they all look pretty good so if what you want

to accomplish could could fit within the framework of one of these themes I think it's probably

a good fit for you so here is what it looks like when you first login they have right

when you login I just actually logged in I haven't logged in in two days I just logged

in and it hit me with this tutorial video and I like that they take the time to have

these tutorial videos that are easy to find so that you don't have any questions on how

to work with the builder so I'm in a read through some of the questions that I saw in

the AppSumo common thread in the answers for them because these might answer some of the

questions that you have in them will take a little bit of time looking at the builder

really quick so first of all your some of the questions can you change your domain name

yes you can change the way it works is when you first sign up to give you a temporary

domain name you can see right there at the top mine is Adam-4.Simvoly.com to get this

temporary domain name and then you can link it up with your domain name and you can change

that domain name whenever you want to change it can I use an affiliate program will yes

you can because most affiliate programs essentially are putting in a tracking script on your website

that will allow the affiliate program to track everything so this allows you to add doses

tracking scripts Weatherby Google analytics or live chat or anything like that and you'll

be able to add whatever type of application that would require one of those scripts is

this is actually really good there is a lot of compliance issues that are really coming

down to all hitting all website owners right now in Edson what's nice about having one

of these platforms as they deal with it for you a perfect example of that is the the EU

GDP our compliance that is hitting this year 2018 it's compliance there is that regulations

they cover that there's cookie the EU cookie policy they have a slide up that will allow

someone to opt in to that so there taking care of all of those regulations for you that's

a nice thing not having to worry about as a website owner it just let someone else deal

with that kind of stuff for you now here's an interesting question that I saw and it's

I'm probably not to be able to demonstrate it all but it's as someone was asking can

they use a membership can they use this as a membership site and let members in by paying

a fee and I was actually surprised I thought for sure know and simply said yes you can

have member registrations remember I was reading that it's an unlimited member registrations

listen you can have a member registrations assign members to different member groups

with access to premium content and they said we sooner going to add a service product on

purchase to add the client to specific premium group with access to that content automatically

so what it sounds like is they want you to be able to do this they already have some

of the pieces together but not all of the pieces together but this is something that

they are going to finalize just the automation of selling a this service and have it automatically

grant access to the different customers now there are some things that it doesn't do right

now if you change the theme you might lose everything I was reading that they just include

we should test that they just included a new way of changing themes so you don't lose all

your content I really think that's where that something the test in this video because is

super important to make sure that you can switch your theme if you're testing things

out or you want to update it but then not lose all the work you've already put together

table rate shipping this is when you are selling physical goods your shipping it out but you

want to charge different shipping rates based upon where your shipping to this is called

table rate shipping it doesn't support that right now customize a store email so your

stores can ascend invoices receipts all that kind of stuff and right now you can customize

those however I'm sure they said it's coming soon that something that they're going to

have to have comes in because not everyone can want those same emails so I'm sure that

something that will eventually come and make this stand out swimming get rid of this big

X here and here is the e-commerce site that I will look to add to and applied here now

it's your typical page builder type system where you have Roser sections and those sections

have columns and then you put things in these columns like text or images same concept is

working with a any type of page builder and you can do something in the background of

those sections so right here it's saying when your hover when you're moving the mouse around

it's going to give you words can say lots of things are right here ice is at a block

when I click on this I can just put this predesigned block in here and they have these so others

can like just the sections of content that they've already put together so you can just

insert it in there so if I wanted to say put a gallery right here I click on galleries

I find a gallery that kinda looks like what I want maybe this is it and I click on it

and it's gonna go ahead and pop that gallery in there just like that now as you're moving

around here's the settings for a block so when you hover over the little click will

you can edit the container you can resize it play around with the margins you can copy

it which is actually really good copy and then move it around and of course you can

delete it and you get a similar set of options when you click over or hover over the different

parts of the block so right here I'm over the image and I can go here and here's settings

for this particular column and here's what I'm saying the colony could have a background

image background color the same thing with a section and you have all these options right

here and let's see when I click here same thing column settings this must be a three

column layout were this is a column in here so if I click on the actual bit of content

in this case the image I can change my image right here I can edit the link that the image

takes you to I can add an animation play around the margins copy and all of that kind of stuff

so it's all kind of your standard way of building a webpage if you're using all if you've seen

any of my content the way that I teach building webpages is this concept of sections and columns

and putting content into those columns this is exactly the same so we have our settings

here so here's our store settings we can just go ahead and do a quick click on that here

I'm going to discard my changes I didn't I just added that block right here we can add

products right here we can look at our different shipping options and then our payment options

the cycle of the payment options now they do a decent job here with the payment options

however I do know that this is an unfortunate it's hard to cover every single country because

are certain countries that a certain payment processor does not work with so you're getting

striped you're getting Braintree to check out PayPal in your standard cash on delivery

or bank transfer so I'm sure that countries that don't take PayPal or stripe you might

be able to get away with using two checkout or Braintree so up here are the various steps

with your e-commerce site so I can click on general we just pop in some store details

here and I'm sure a lot of this is going to you know put in currencies and addresses this

all going to go into the different emails that go out here's your shipping options here's

your tax options right here and then with the check out here's some of the way you might

want to have the checkout process configured in the checkout page in news\'85 Do you want

some to have to have an account or register for an account there can you be like a guest

check out or something along those lines right there and you can even pop some policy information

in there so here's the different options for the store excellency so I can go here and

I would see my list of orders and I can see my products right here oops here's my products

right here and here's the default ones from the templates and right here you can have

some discounts so I guess this would be for creating a coupon I didn't actually realize

you'd be able to do this yes of course a story you need to be able to issue out coupons and

here are the different discount types you can do a flight discount percentage discount

or free shipping I love free shipping myself here some layout and styling options for the

store specific to the store and then this is going to jump you right back into the settings

so you can have the separation between the website and the website pages and the store

and all the products in all the different pieces of content that are generated by the

store so here we are in each of us actually one of the things I really like about this

yet like different header styles it with WordPress you have to go to like a different place for

every little different thing you want to change and for here it's literally right here if

I wanted to change the header style I can go here and I can start changing my menu items

around this simple when you do that it takes you into the website settings and specifically

here for the header and you can move things around and you can delete things right here

is some styling options we do have some global styling options right here the different colors

and the different fonts for your store and then we have some additional advance options

which is really nice so this is going to be kind of some your SCO related settings so

for your website title this is what Google will pick up when you are when Google comes

your website is looking at all the information your social sharing image your favorite con

right here you can turn on or off the EU cookie law which is like I said you don't have to

worry about those compliance issues they take care of it for you your website language here

is that part I was telling you where you can pop in custom CSS so if you don't like some

of the spacing of things or maybe some of the colors or anything that is a style related

you can change that with custom CSS right here now right here you can also add your

custom JavaScript so this could be tracking scripts Google analytics right here and some

additional custom head markup these would be scripts that you are maybe like your affiliate

tracking script or your live chat script that you would want to pop right on in there and

these are just your website settings you would also get to it by clicking on the little we'll

right here you would get to that the way I got to just a moment ago was when I clicked

off to the right of the header itself okay so let's get rid of that so here is your page

structure so when I go like that this is how I would add a new page in each of the pages

you know when I hovered over over like that you see the little edit icon so right here

if I wanted to edit the contact us page I could just go ahead there and this is where

I'm able to have some additional control over this particular page so page name right here

you can even modify the slug the page slug this is actually very good I buy that they

give you that control all right here you can choose to here's a members only option so

remember I was reading about the whole membership control you could create a page and make this

for members only I suppose you can use this if it was like a digital download type of

situation you could have a page where there's a link to the digital download and you would

sell access to that page right there and right here is the SCO info and this is gonna be

the page title in the meta-description that's also what you would put in here and it will

show in a Google listing and this is actually really nice right here's well you can choose

to not have this in a site map so a search engine looks at your site map to know the

pages you can have this not being inside of your site map that's actually pretty impressive

right there so if you did have a download page you typically don't want that in your

site map because now Google knows where it is in other people know where it is but it

doesn't matter if it's protect protected anyway but if you don't have the proper protection

there's actually really no need for that to be there anyway so here are all those options

are right here are all pop-ups I haven't even seen this I'm purchasing all kinds of new

things I didn't up there it is there's a pop up that something I didn't even realize you

can have pop-up notices like this that's actually pretty interesting it is okay to what you

see is what you get so I can click right here and I can start editing text or anything like

that so there's definitely a bit of a learning curve getting comfortable using the builder

in the editor but I think what you get the hang of it it's going to be really easy to

put things together and you also have right here the mobile responsive options here you

can see the tablet view and start editing in the tablet view and the same thing goes

right here for a mobile although things are not responding anymore let's see maybe I need

to click this to get out of it I don't know let's see okay so maybe I'm finding a bug

every go phone view okay maybe my mouse just wasn't hovered right and then there's a phone

you and you can make little edits to itself anyways this is a Simvoly right here I ran

through a lot of information obviously I haven't use the service long enough to let you know

the uptimes like I'm sure it's pretty good but there are excellent but I haven't been

using it long enough for that so and with any of these lifetime deals you are taking

a little bit of a risk right because you don't know if that companies get to go out of business

and what happens there I was looking at it from that lens what happens if they go out

of business lens and actually the way they structure your site is very easy to replicate

it someplace else and kind of have an exact match so usually when you're moving from one

platform to another platform you want the URL for each dish each individual page to

match on the old to the new and it's actually very easy to do that and so I think if you

didn't have to leave the platform it maybe wanted something else or you wanted to have

more options it doesn't look like it's that hard to do lastly let me jump to the settings

here I should've looked at this so here are some account settings right here specifically

is the domain this is how you're going to connect the 200 and existing domain name that

you have a billing messages so the messages I am assuming is when someone submits information

on the contact form that's really cool here's we would see a list of your members and you

can put them in different groups here it is so you can do the group thing that I just

randomly read in a comment right before hitting record I like that they have some of their

own analytics is you don't have to rely on Google analytics sometimes easier just to

jump in there and see it this way versus the Google analytics way which can be a little

overwhelming and then here's a list of the particular website you might have on the platform

with them so while this is pretty amazing I think it's really neat for people that don't

want to deal with a self hosted the hassles and controlling everything themselves and

having to support everything themselves and people that are on Shoppify that might want

to's not have to pay out that two or 3% or whatever the cost is or if there on any kind

of platform like that this seems like it's a really good deal for all of those types

of situations so this is Simvoly let me know what you think in the comments section down

below once again it's WPCrafter.com/Simvoly also have a link in the video description

box if you do

For more infomation >> Simvoly Review - Easily Build An Website With Ecommerce - Perfect Shopify Alternative - Duration: 28:44.

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How To Build a Real Estate Team - Find a Handyman & Loan Officer - Duration: 15:21.

Are you ready for part two of how to build your real estate power team?

It's coming your way right now.

Okay. we are back. We're teaching you how to build your very own personal power

team and in our last video, we talked about how important it is to be rooted

to freedom for money, time, peace of mind, that can all come by doing real estate

successfully and so the five additional F's that you're going to need to build

your power team, we talked in the last video about finding the right kind of

realtors that can find these good deals and today, we're talking about the second

and third F which is fixed and fund. We need someone to fix these homes and we

need to make sure we're funding them the right way.

- Okay, now again, we're talking about building a power team so this is you getting

outside of putting on the tool belt yourself and swinging the hammer, you

want to find individuals who are competent and know what they're doing in

an investor's world. Now this is different, we oftentimes talk about

putting on the investor goggles and especially when it comes to fixing up

the property, you want to make sure that you're not wearing your consumer goggles.

This isn't a home that you're going to move into, this isn't your dream home, you're

not fixing it up and making it to the nines and putting in the granite and the

gold fixtures and the, you know, the golden port, golden porcelain,

golden porcelain tub or whatever. You're not putting all the fancy

things in it, you're just putting in and fixing it up to a certain level so that

it is appropriate to go ahead and run out. - This is the opposite of the approach

of hiring an interior decorator who's going to look at the house and say, oh my

gosh, there's so much potential. I don't want that person setting foot in my

property because this is all about getting functional and tactical and so

we're looking, like Steven said, for a competent repair person but does

competent repair person actually go so far even as a licensed contractor that's

bonded? Friends, that stuff already gets really pricey and the reality is, you can

either pay $60 an hour for someone to swing a hammer and a nail or you can pay

someone $15 an hour and so in the game, understand that your margin for winning

and success in real estate comes down to getting good work done at a really good

fair price, not at that really high level $100 a foot mentality. - Yeah and I will

say, this is a place where you really want to get real. Don't go to Google

and just do a search. I'm sorry but Google does not tell you who the very

best, highest rated, most honest handy men are but

what you're looking for, that's what you want to find. So the question here I

think that probably is on everyone's mind when it comes to fixing a home is,

Kris, how do you identify those type of people? How do you find them and then how

do you kind of get them in your employ? - So this is really good. There's a

couple important things that I look for when I do this and the first one that I

look for is competence and then I look for price. Let's talk about

competence. Competence is getting the work done in a proper time frame, meaning

quality over time. Though that is what competency means and then the number two

is price so you could literally hit social media or the classifieds and just

go out and get a minimum of three bits so when you go in and you assess and you

know what work needs to be done, get three different eyeballs on it. Yes, it

does take extra time to get them and to meet with each one of them individually

or as a group and to spend time but what you're really doing is building a team

so as you find the person that you're going to work with long term, that means way

less time but still getting the job done. In the beginning, we've got to build the

team and that takes a little bit so what I want you to do is, I want you to look

for people that probably broadcast himself as handy men that have the

ability to do everything from roofing and flooring and cosmetic and things

like that, some plumbing and some electrical, that's generally what you're

going to look for in a home. There's someone that usually possesses all of those

abilities and have them come out and get three different bids.

The purpose of the three bids is to give them all the same projects and you just

have a chance to actually have them compete in price against each other and

what's going to happen is, you're probably going to have a front-runner that's going

to do it for less than the other two. When you find that person or you may

need to get more bids until you find that person, then you got to test their

competency which is, can you do the work at the quality I'm looking for in the

timeframe? Both of those are really really really important and I just want

to throw in a little bonus here.. When you pay these people, pay them half up front

and do not pay the other half until the job is completed and I'll sometimes go

one step further because handymen are notorious for mismanaging their time.

One week turns into four weeks astonishingly fast

so what I'll generally do is, if I agree that the project is $4,000

and I pay them $2,000 upfront to cover their materials then

they're very motivated to make the half of the money but what I let them

know is, I'll actually have them tell me how long it'll take it if they say two

weeks and if that fits my budget is reasonable, I'll say, great. What will

happen is, two weeks from now, on this day, I'll write you $2,000 check.

If you you'll get three days of leniency but three days after that, I will be

giving you an eighteen hundred dollar check or a fifteen hundred dollar check

which means that you actually get penalized for time because guess who

else is being penalized for time.. You. And I like to pass that right on to them,

it's actually create. Now this is a little bit of an aggressive stance but

of works for me. - I want to take that a little bit of a different angle because

I think the concept is amazing, what you're talking about here and giving

people some opportunities in learning how to really build that power team

appropriately. Most of this, when we're talking about handyman and and building

the fix-it side of this of this equation, you want to properly incentivize them,

right? That's what we're talking about, giving them a proper incentive to fix

the home in a timely manner and to do it in a certain way. Communication here is

key. If you're not appropriately communicating with them, everything that

you do want and everything that you don't want within the time frames that

you want it then you're doing them a disservice and yourself a disservice.

One of the things that I was going to mention here that you can do and

add in is, you can give them a bonus. You know, you can work this into your budget

so this doesn't have to be negotiated after the fact or it doesn't

have to eat into your profits necessarily but you can you can say, look,

I'm looking to get this job done, for example, for $3,500 but if you get it done

in the two week time frame, I'll give you an additional $500 so that

just takes a little bit of different angle, it's kind of the same process, same

concept but if you will do that, they're going to be way more likely to go to work

for you, to work harder faster, to make it better and give you

their best and this is what you're really looking for. - And you're going to really find

out a lot about you and you're going to find out a lot about them. When it comes

to finding a handyman and really doing the whole fix-it part of the fix-it F in

the whole system, is it starts with assessing then it goes to interviewing

the right person and then it goes to management. Now the management means

they're the ones doing the work but you've got to look over their shoulder

and make sure that you're checking up on the progress, make sure they look they

know that you care about the project and that it's going accordingly. Down the

road, when you have a trusted handyman, I call it people today and there is

one conversation or even my manager has it and right now, everything's being done,

no questions asked and they know exactly what to do. So really, this

is a rapport building period of time and let them know, I'm going to be doing a lot

more projects, there's future projects on the line, this is really important for

these people so I'm really looking for a good trusted relationship and trust for

me comes down to honesty, it comes down to quality and it comes down to

timeframe. So Steven is absolutely right, you can incentivize them with the carrot

at the end but I also like to let them know what might happen if we go over

that time frame and if you're ever going to enforce a deadline, make sure they

help create the deadline, that's another one of the big secrets when it comes to

fixing. - Alright, the second part of this video today is about funding and funding

obviously is one of those really important parts of the process. If you

want to do real estate, you need the appropriate funding. If you want to even

fix the home in the right way, you need the appropriate funding so this is a

great great segue. - And I just want to pause for a second because there's three

ways you could have funded this deal. You could have taken Steven in my Lease

Option course where we were training you or we have trained you and you're now

part of our community and we're teaching how to find deals with no money and no

credit and it's already funded. You might have taken our partner profits course

and in that one we showed you how to line up on partner who put their money

up and and now that's how you funded the deal. Let's assume for this video that

we're using traditional funding which means we need to work with a loan

officer, whether it's for a partner's sake or for your own, generally with

investment real estate, somebody needs to put down a 20% down payment that can be

funded from a 401k an IRA, from equity and another property which on an

average-size deal, you might be needing $30,000 or $40,000 or $50,000

to do a real estate transaction and you need to have the proper funding

team which in the world of real estate means you got to have a really gifted

loan officer. Now let's talk about loan officers cause again, loan officers quite a

lot like realtors are a dime a dozen, they're all over the place and there are

so many different mortgage lenders and mortgage brokerages and banks that are

vying for your business, one of the biggest things I think, this is the

hugest, I think the biggest takeaway that you can have here in the world of

funding is make sure that you find a lender or you find a mortgage or loan

officer who does the majority of their work with

investors. Now if you're going around and you're trying to get a loan, most places

do have primary residence financing, they're loading on people's

first home or their primary residence. That loan world is a lot different than

investment financing, it really just is. - And for those of you that don't actually

even know what we mean when we say loan officer, right now if you bank a

chase or whatever you go to bank or if it's a local credit union, that's you

interfacing directly with a bank. A loan officer is an individual who interfaces

with many banks and what they do is they understand that all banks have different

lending programs, they're all a little bit different, they're all a little

unique, they all offer slightly different rates and not all loan officers are

created equal. Some have done so much investment portfolio lending, they work

with so many banks and they do so many deals that they they get these

incredible volume rates. What that means is, they do every month, they're known for

doing pushing so many new loans through successfully and that they're

successfully marketing and finding investors and people that need loans and

they actually get them all done that they start getting preferential

treatment with the bank which means that those loan officers will have their

banks give you the investor even better rates and even better deals so

really the question is, how do you find a good loan officer? Part of it is knowing

what you want. You're going to want to pull out your pen and paper and you're going to

want to take some notes on what you need when finding the right loan officer for

your power team. - Awesome. So most people when they get in started in real estate,

they're super rate conscious - Rate is everything - and most loan officers are

super rate conscious. - But Steven, let me ask you, how much do you care about the rate?

- I don't care. Well, that's not true, we care a little bit

but I only care in terms of, is it going to help me to get my next deal? This is

the difference between finding a loan officer whose rate conscious as

opposed to one that is more portfolio minded and I want to talk about what

that means here for just a second, alright. The rate on the home, what

we're talking about is the percentage rate, right. How much you're actually

paying to borrow that money and that percentage rate is what we pay

out in interest in the home so in any mortgage payment, you're paying a

portion of it to the principal or actually paying down the loan on the

home and the other portion is being paid towards the interest or that's what the

bank or the lender is making. Now so many people are rate conscious because that

rate consciousness is what's going to allow you to either pay more or pay less

out over the life of that loan. The problem with being so rate conscious is

sometimes it gets you into this rut of you might bypass your next deal in order

to get a lower rate now but that might stop your investment possibilities.

If I'm going to get home number three or four or five or whatever and I

did home number one or two a certain way, that may completely close the doors for

more opportunity and so I'm looking for a loan officer that's going to open

those doors for me. - So when Steven talks about a loan

officer instead of being rate conscious that's portfolio minded, what that means

is, imagine that a loan officer is working with ten banks and it's like one

big jigsaw puzzle and we've got to figure out which banks to use in which

order for which properties that are being bought and you're looking for an

experienced loan officer that can help you maximize your credit because once

you've used it all up then we need to go maximize somebody else's credit and

we're always looking for maximizing credit and doing it the most intelligent

way so here are the three things that you're looking for when it comes to

finding a loan officer.. Number one, they need to specialize in investment lending

instead of primary residence. Write that down,

investment lending expertise. Number two, portfolio minded means that they work

with it probably at least five to ten banks on a regular basis and you'll find

that most loan officers do not work for a number of different banks because

they're not doing enough volume which leads us to number three. We're looking

for a loan officer that pushes lots of volume, they should be able to brag and

say things like, "Oh yeah, last year I lend it and helped put together tens of

millions or hundreds of millions of dollars worth of mortgages together on

properties that we've done." Okay, that kind of volume, working with that many

different banks specialize in investment is a winner for you, that's who you're

looking for on your team to be your loan officer, to help you figure out how to

secure the long term with banks as you're going from deal to

deal to deal. So let's summarize real quick. In our first video, we talked about

the power of freedom and we talked about how you find the realtor that's going to

help you find the deals, now we're talking about fixing and funding and

today, we've talked about what you need to do as far as vetting and finding the

right kind of handyman to help do the work on the business we also talked

about what you need to look for when finding the right loan officer that's

going to help you fund the deal and that takes us through finding, fixing and

funding. In our next video, we're going to hit two very key elements, we're going to

talk about how you fill the home with the right property manager and then how

you follow up on the home so that you get it to continue building and

maximizing your portfolio with time and again, friends, this whole series is all

about how you build a portfolio and how you build a power team and I want to

just say something.. Steven was the first person that I brought on to my personal

power team when I got started. Steven has served in a variety of capacities and

now he helps me run our entire massive real estate empire. We've got you, our

Limitless Wealth YouTube nation on the line watching our videos and reaching

out to us and now what we're doing is, we're building your real estate power

portfolios and if you want to know how to tap into more than just watching

these videos, if you want to know how to pop tap into our power team then go

ahead and click the link up here and click the option where you get a chance

to talk with Steven, myself or a member of our team who can lay out all the

details, show you our deals where we're investing how, we'll introduce you to our

power team and we'll show you how you can leverage our power, our entire power

team to build your portfolio. This is exactly how I built my original real

estate power team that has now led to a system of nearly a billion dollars worth

of real estate. So excited tomorrow to bring you the next and final concluding

segment on how you build your very own real estate power team.

For more infomation >> How To Build a Real Estate Team - Find a Handyman & Loan Officer - Duration: 15:21.

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Roblox Build a Boat | My new boat! | w/ Blade - Duration: 12:44.

To be continued...