507 Sq. Ft. Cottage in Pacific Grove, California
Fantasy 5 8753 winning numbers Oct 24
Đăng ký:
Đăng Nhận xét (Atom)
-------------------------------------------
Red Cross Responds to California Wildfires October 2017 - Update #2 - Duration: 0:35.
Hi, I'm Dan Halyburton with the American Red Cross.
We're at the Sonoma County Fairgrounds.
It's one of the sites of our many shelters around the state of California.
People here are getting the things they need as they get ready to begin the recovery process.
So many people who are here to try to help the people of California as they deal with
the challenges of these terrible wildfires.
There's so much to be done and we'll continue to do our work right here.
If you'd like to find out more, please go to redcross.org.
-------------------------------------------
Woman Who Joined California 'Family' As A Teen Says She Believed Charles Manson 'Was A Magic-Make… - Duration: 4:57.
For more infomation >> Woman Who Joined California 'Family' As A Teen Says She Believed Charles Manson 'Was A Magic-Make… - Duration: 4:57. -------------------------------------------
La demanda de California contra la cadena de tiendas Curacao por "abusar" de consumidores hispanos - Duration: 1:59.
For more infomation >> La demanda de California contra la cadena de tiendas Curacao por "abusar" de consumidores hispanos - Duration: 1:59. -------------------------------------------
La temperatura alcanza tres dígitos durante el otoño en California y rompe récord en Los Ángeles - Duration: 2:04.
For more infomation >> La temperatura alcanza tres dígitos durante el otoño en California y rompe récord en Los Ángeles - Duration: 2:04. -------------------------------------------
¿Cómo comenzó en California el mayor brote de hepatitis A en 21 años? - Duration: 2:20.
For more infomation >> ¿Cómo comenzó en California el mayor brote de hepatitis A en 21 años? - Duration: 2:20. -------------------------------------------
Empleadores de California no podrán verificar antecedentes de posibles trabajadores - Duration: 2:10.
For more infomation >> Empleadores de California no podrán verificar antecedentes de posibles trabajadores - Duration: 2:10. -------------------------------------------
Sigue batalla de bomberos contra las llamas que llevan nueve días quemando el norte de California - Duration: 1:54.
For more infomation >> Sigue batalla de bomberos contra las llamas que llevan nueve días quemando el norte de California - Duration: 1:54. -------------------------------------------
Absolutely Entertaining Abode Tiny House Nation In California - Duration: 3:57.
Absolutely Entertaining Abode Tiny House Nation In California
-------------------------------------------
Homes Burned In Northern California Wildfires Become Hazardous Waste - Duration: 2:08.
For more infomation >> Homes Burned In Northern California Wildfires Become Hazardous Waste - Duration: 2:08. -------------------------------------------
Tasty World Series Wagers Ensue Between California, Texas Institutions - Duration: 2:36.
For more infomation >> Tasty World Series Wagers Ensue Between California, Texas Institutions - Duration: 2:36. -------------------------------------------
Desmienten que indigente indocumentado sea responsable de uno de los incendios en California - Duration: 1:56.
For more infomation >> Desmienten que indigente indocumentado sea responsable de uno de los incendios en California - Duration: 1:56. -------------------------------------------
California, Texas Governors Make Friendly World Series Wager - Duration: 1:06.
For more infomation >> California, Texas Governors Make Friendly World Series Wager - Duration: 1:06. -------------------------------------------
Northern California's Marijuana Industry Takes A Hit From Wildfires - Duration: 2:13.
For more infomation >> Northern California's Marijuana Industry Takes A Hit From Wildfires - Duration: 2:13. -------------------------------------------
Southern California Real Estate: Renovations Loans, Explained - Duration: 4:13.
(upbeat music)
- Hi everybody, welcome back.
This is Kevin Smith with First Team Real Estate
here in southern California.
And today I have another episode with our loan depot
representative Barry Krevoy.
- Hi everybody.
- And we had kind of a situation that came up
this last week and my buyers are looking
for that perfect home that's turn key and ready to go.
When I talked to Barry about this, they're well qualified
to get the loan but he was suggesting that maybe
we look into a renovation loan.
So, Barry I wanted to talk to you a little bit about
maybe the renovation loans and the different types.
Can you tell a little bit,
- Sure
- How it all works, but then the different types of loans.
- Yeah, sure. So renovation loan is just like
any other loan except for that we're gonna be adding
renovation projects to the home to your actual mortgage.
There's two different types.
There's a full renovation,
and you can do a conventional FHA loan on that.
We're also the only company that does a VA renovation loan,
which is a streamline loan.
Now there's also FHA and conventional streamlines.
And with the streamline, it's non-structural,
so you can put in new countertops,
new carpet, new appliances.
- So you're not doing major construction.
- No, no major, you don't have to pull permits
and stuff like that.
And then there's the full rental loan where you can
add bedrooms, and you can add a second story to the house,
and you know we have a lot of people
that they're getting priced out because everybody wants
a single family residence with 2,000 square feet
and there might be some properties out there
with 1,300 square feet where you can add a bedroom
or a bathroom or maybe a second story.
It really opens up a lot of options and it makes a house
that you know needed love, to a house of your dreams.
- Sure.
- You can make it exactly like you want it.
- Yeah, just like those HGTV.
- Yeah, just like on flip or flop or one of these HG,
that's how they do it.
These people don't go in there and buy a house
and then they have an extra hundred or two hundred grand
sitting in the bank, they're using a renovation loan
to buy that house.
- Okay.
- So, we do them at loan depot really well, I love them,
and it opens up a lot of options for my realtor partners.
- Okay, so what would be a benefit as far as,
like just a regular buyer whose
looking for this type of loan?
What would be a benefit to them?
Like interest rates? Or?
- Well the interest rates gonna be a little bit higher,
because you're packing more onto the loan,
but ideally is what you do is you use
the renovation loan to get into the home.
You can even on the full renovation loan folks,
you can put six months worth of payments
into the loan so you don't even have to make a payment
on the house for six months.
Because you figure, if you're getting a new story put on,
or new bedrooms, there's gonna be a lot of,
you don't wanna live there.
So they make it to where you don't,
you don't even have to make a payment
for the first six months.
- Okay, and then as an investor,
typically an investor they have to come up with 25 percent.
- Yeah, so with the renovation loan you can use
the renovation loan to do a flip,
and you only have to put 15 percent down,
and we all know on an investment property,
you usually have to put 25 percent down.
So there's a lot of benefits, if you're interested in it,
I suggest you give me a call, or give Kevin a call,
and then Kevin will call me.
But let's see whether or not it works for you.
- Okay, that sounded great. I love it.
So, there's lots of homes out there that need a little TLC,
and some people that wanna customize this.
So the renovation loan is a great option.
As Barry said, if you're interested
in finding out more information from me,
feel free to email, text or call me.
And Barry will be happy to help you.
This is an awesome program.
- Absolutely.
- And I'm really looking forward to helping some people,
including the clients that I already have, so.
Also don't forget if you wanna subscribe
and get more notifications of our newest videos,
make sure you hit the bell here on the YouTube channel,
and we'll look forward to seeing you here
on our next episode.
Have a great week, we'll talk to you all soon.
- Take care, everybody!
(upbeat music)
-------------------------------------------
Heat Breaks Records In Southern California - Duration: 2:18.
For more infomation >> Heat Breaks Records In Southern California - Duration: 2:18. -------------------------------------------
Fantasy 5 winning numbers Oct 24 2017 - Duration: 1:44.
Fantasy 5 8753 winning numbers Oct 24
Không có nhận xét nào:
Đăng nhận xét