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Should You Disclose Your Insurance Policy Limits? – California Personal Injury Attorney Frank Nunes - Duration: 2:32.
You open your mail and there's a letter from your insurance company asking for permission
to disclose the amount of insurance coverage you have to the other side's attorney or the
other side.
What do you do?
Hi, I'm Frank Nunes, a California personal injury trial attorney practicing in the State
of California.
In California, an individual or a person's limits of insurance coverage is protected
by their right to financial privacy, so your insurance company typically won't give that
information out without your permission.
Oftentimes they're forced to send a letter to you asking for you to sign or call them
and giving them permission to disclose that.
You want to know whether you should or shouldn't disclose your limits.
Here's how I see it.
You've paid money for those insurance premiums, and part of the insurance is so that when
there is something that happens, you don't have to take your time and energy and get
involved.
The insurance company you've paid premiums to will handle it for you.
Why not give the insurance company permission to disclose your limits?
Oftentimes it can help resolve the case without you having to go to court, or get involved,
or have a lawsuit filed against you.
It gives you peace of mind.
You've given all the information out.
You've placed all the cards on the table.
Let the people who handle this handle it with as little involvement by you as possible.
It does help resolve your case.
It can a lot of time keep people out of litigation, and it will give you peace of mind knowing
the matter is being taken care of by the people who you've paid to do that for you.
That's it for today's video on whether you should disclose your insurance policy limits.
By the way, if you found today's information helpful, subscribe to our YouTube channel.
Why?
So you can continue to get updates on great new educational videos every time we post
one to our website.
If you have questions, I want you to pick up the phone and call me.
I can answer your questions.
I answer questions like this every day.
You can reach me at 559-436-0850.
I'm Frank Nunes, and thanks for watching.
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"King Tides" are coming to California - Duration: 0:40.
For more infomation >> "King Tides" are coming to California - Duration: 0:40. -------------------------------------------
Can Your Child File A Lawsuit On Their Own? – California Injury Attorney Frank Nunes explains - Duration: 3:03.
Your kid was injured because of someone else's carelessness.
Can your child file a lawsuit on his or her own?
Hi, I'm Frank Nunes.
I'm a California personal injury trial attorney, practicing in the State of California.
Join me as we explore the answer to that question.
Generally, in California, minor children lack the capacity or the ability to file a lawsuit
on their own.
What most likely is going to happen is the court is going to appoint what's called a
Guardian Ad Litem to represent the minor's interest in that case.
This applies to them because the court presumes that they're too young to fully appreciate
the gravity and the seriousness of what the litigation involves, and so often times a
guardian is appointed, either one of the parents, or somebody, if there is no parent, who is
close to that child, who is going to put the child's interest ahead of their own interest
in the case.
When that guardian is selected, he or she is making a promise to put their interest
behind that of the injured child and do everything possible for the child's best interest.
Now, a guardian ad litem is not always required if the minor child wishes to wait until he
or she turns of age of eighteen.
In California, the age of eighteen is presumption of being an adult.
They can file the lawsuit on their own behalf.
Practically speaking, most people don't want to wait that long, and there's a good reason
for that.
The longer you wait in an injury case, the more likely it is that evidence is going to
disappear, witnesses are going to not be able to be located, memories are going to fade,
and the whole circumstances may become a blur if it ever does become a litigated matter.
That's why most often people go with filing a lawsuit when the child is under age and
they have a guardian ad litem appointed.
The court will review any settlement of the claim with the guardian that's appointed to
make sure the guardian, the other side, and the attorney have reached a fair settlement
in proportion to the harms and losses suffered by the child.
Well, that's it for today's video on whether a child can file a lawsuit.
By the way, if you found this information helpful, subscribe to our YouTube channel.
Why?
So you can continue to get fresh new content every time we post another great educational
video.
If you have questions, I want you to call me.
I could answer your questions.
I answer questions like this every day.
You can reach me at 559-436-0850.
I'm Frank Nunes, and thanks for watching.
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What Can You Do To Speed Up Your Settlement? – California Personal Injury Attorney Frank Nunes - Duration: 3:32.
You've been injured because of somebody else's carelessness and now you have a case against
them and you want to know what can you do to speed up the settlement of that case.
Hi.
I'm Frank Nunes, a California personal injury trial attorney practicing in the State of
California.
Join me as we answer what you can do to speed up the resolution of your case.
The first and most important thing that an injured party can do in a personal injury
situation is to follow their medical provider's orders.
Quite commonly, follow the doctor's orders.
If you go to the emergency room and the doctors prescribe follow up care with your primary
physician, go to that primary physician and seek that care.
If a doctor prescribes medication or physical therapy, keep those appointments for physical
therapy, fill those prescriptions for medication.
If there's a problem with that, you need to let your doctor know because he or she is
the person most suited to help you in speeding up your recovery from these injuries.
Another important thing is to keep all medical appointments, physical therapy appointments,
or other doctor's appointments set by your healthcare provider.
If they ask you to bring paperwork to those appointments, be prepared and bring what they
have.
Sometimes the doctors will have you fill out a series of forms before you arrive there.
Getting there with the forms filled out ahead of time makes the visit go much more smoothly,
much more quickly, and you're out of there basically in no time.
Along with following the doctor's instructions, it's important to check in and keep your attorney
apprised of what's going on with your healthcare and your treatment as well.
The attorney can help guide you into what may or may not be something that you necessarily
want to have in your case, and they can help you to seek out care if the care you're receiving
is not necessarily helping you.
Finally, the most important thing you can do when all your treatment is done and you've
been released and gone through your follow up visits is to notify your attorney.
"Hey.
I've been released from care by my doctor.
I believe my case is now ready to be resolved."
That's a good indication to the attorney to grab all the information, all the medical
records, all the documents for the income that you've lost, all the medical bills, any
photographs and other things, and get that information all encapsulated into a settlement
brochure to the careless party or the careless party's insurance company.
Doing these things will help speed up resolution of your case like you wouldn't believe.
That's it for today's video on what you can do to speed up your case.
By the way, if you found this information helpful, subscribe to our YouTube channel.
Why?
So you can continue to get fresh new content like this every time we post another great
educational video.
If you have questions, I want you to pick up the phone and call me.
I can answer your questions.
I answer questions like this every day.
You can reach me at 559-436-0850.
I'm Frank Nunes, and thanks for watching.
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