Hello, I'm Amy from the altE Store.
My Spanish is very bad,
so I want to present Blanca.
Hi all! As Amy mentioned,
my name is Blanca and I belong to this lovely AltE Store family.
We are often asked how much solar energy we need to turn on our electronic equipment.
So we decided to make this video to help you understand it.
First of all we must understand the difference between a Watt and a Watt-hour.
While Watts and Watts-hours are related terms, they are not the same thing.
So, what is a Watt?
A Watt (W) is a unit of power and the power is the rate at which the energy is produced or consumed.
Now, what is a Watt-hour?
A Watt-hour (Wh) is a unit of energy. It is a way to measure the amount of work generated or performed.
We can understand it better in the following example:
A car driving at a speed of 100km / h in 2 hours, would travel 200km away.
A device that consumes 100Watts in 2 hours, would use 200Watts-hours of energy.
Next I show you a picture with the main devices that we would use in a photovoltaic system in our home.
Take note of the equipment you would use at home and add the Watt-hours of each device present in the previous table
This way you will get the total of Watt hours needed for your solar energy system.
It is important to note that everything that produces heat or cold needs a lot of energy.
For example: If we want to light the following electronic devices:
6 Led lights 1 Fan 2 Cell Phones 1 laptop 1 Internet Router 1 Refrigerator
(Remember, the refrigerator is not consuming power 24 hours a day even if it is plugged in)
Then returning to the previous table, if we add each of the total of Whoras per device,
we obtain 2,226 Watts hours which would represent the energy that you need to produce.
It is important to mention that the energy you need will depend on where you live or where you are on the globe.
Find your location on the following map
and see what the average solar energy generated is based on your location.
For example, if we have a 100 Watts solar panel and use it in my home country, Venezuela,
we can make approximately 350Wh of solar energy per day.
Because we previously determined that we would need 2,226Whours of energy,
in that case if we divide this between 350Wh,
we would need 6.36 100W solar panels, or a solar array of at least 636 Watts of power.
Then, we can use 2 solar panels of 320Watts each.
Now that we know how much solar energy we need to turn on our devices for a day,
we ask ourselves the question: how can we store this energy when we do not have a bright sun?
This would require the use of deep cycle batteries.
It is important to note that we use batteries in off-grid photovoltaic systems
(to systems disconnected from the conventional electricity grid),
also in hybrid systems (or systems connected to the electrical network with backup batteries).
For every 100W of solar energy, we would need 1500 Watt hours of storage in the batteries.
This means that our system requires at least: 1,500Wh x 7 100W panels = 10,500 Wh
Therefore, if we use a 24Volt system, that would need a 438 Wh battery bank.
Let's see this battery for an example:
Using 4 batteries of this model we can obtain the Watt hours needed from the system.
If we connect these 4 batteries in 2 parallel strings of 2 batteries in series,
this would give us a battery bank configuration of 24V and 460Ah.
Please always remember that most photovoltaic systems require charge controllers, inverters, breakers,
and other components that are responsible for protecting and stabilizing the system.
We'll talk about them in our next videos.
Visit our videos in English and take into account that we will be doing other videos in Spanish.
Thanks for watching the videos on our website. Do not forget to check our website altestore.com
If you liked this video, give me a Like and subscribe to our channel.
See you later!
For more infomation >> How much solar energy do I need? (In Spanish with English Subtitles) - Duration: 6:18.-------------------------------------------
Do I Need a Medical Exam to Get Life Insurance? | Quotacy Q&A Fridays - Duration: 5:27.
Welcome to Quotacy's Q&A Friday
where we answer your life insurance questions.
Quotacy is an online life insurance agency
where you can get life insurance on your terms.
I'm Jeanna
and I'm Natasha.
It's almost Halloween so we're going to discuss
the scary topic of the life insurance medical exam.
And specifically today we're answering the question:
Do I need to get a medical exam to buy life insurance?
Yes... and no.
It depends on the type of life insurance
you're applying for, but life insurance companies
are working to make the buying process less complicated
and that does include eliminating a medical exam
when it makes sense.
The main purpose of requiring a medical exam is to
actually keep costs low for the population as a whole.
The insurance company evaluates your medical exam
results to determine if you pose a health risk.
If you do, you will pay higher premium amounts
to make up for that risk.
Imagine if everyone in America was allowed
to pay the same price for life insurance.
So someone who smokes a pack of cigarettes a day
pays the same price as that nonsmoker who runs a
marathon twice a year.
Statistically, the pack a day smoker has a much higher
mortality risk than that active runner.
The insurance companies would not be able to pay out
all of the death benefit claims because they would be
losing money allowing those with higher mortality risks
to pay such low premiums.
Or the opposite would happen.
The active runner who works hard to stay healthy
would be forced to pay higher premiums to make up
for the smoker's risk.
Even though a life insurance medical exam is pretty uninvasive,
there are individuals who want to avoid the exam
as much as possible.
Perhaps they faint at the sight of a needle.
There are essentially three ways in which you can potentially
avoid getting a medical exam when buying life insurance.
Go through accelerated underwriting,
buy through a company that doesn't require an exam,
or purchase guaranteed issue life insurance.
Let's talk about what each of these options mean.
Qualified applicants can go through accelerated underwriting
which allows you to be approved for life insurance
quite quickly and bypass the exam.
The key words here are qualified applicants.
Different life insurance companies have different
parameters to determine eligibility.
In general though, being low risk is how you become eligible.
Your age and the coverage amount you're applying for
can affect your eligibility.
If you have have any major medical conditions
such as cancer or diabetes
this will likely disqualify you.
If you don't have good credit history or
have a criminal record, this also may disqualify you.
Keep in mind that even if you don't necessarily
qualify for accelerated underwriting,
this doesn't mean you can't get affordable life insurance.
You'll likely just need to take a medical exam.
There are some life insurance companies that
don't have an accelerated underwriting process
but you can still skip the exam if you're
within a certain age range and applying for
life insurance under a specified amount.
Quotacy works with an insurance company called SBLI
and they offer this option.
As long as you're aged 49 or younger and are
seeking a term life insurance policy of $500,000 or less
you can skip the exam.
Your premiums can still be affected by your health
once your medical records are checked,
but you still won't be required to take an exam.
The insurance company also has the option to decline you
based on your records.
It is important to note that the approval process for
SBLI's term policy can take a much longer time
than other term policies because they backtrack and
review years and years of your records when evaluating
your application.
The third no exam option is applying for a
guaranteed issue life insurance product.
These are the products you usually see on TV ads
touting that you can get life insurance for less than
fifty cents a day and you can't be turned down.
These things are true, but typically we only recommend
applying for guaranteed issue life insurance
if you cannot get life insurance the traditional route.
With guaranteed issue life insurance, not only do you
get to skip a medical exam, but your
medical history isn't even taken into consideration.
Because of these two aspects,
life insurance companies have no idea how big of a risk
you are to insure, so they make up for this unknown risk
by restricting how much coverage you can buy
and the premiums are much higher compared to
similar traditionally underwritten life insurance policies.
Guaranteed issue life insurance is more commonly
referred to as final expense life insurance.
Its main purpose is to leave your loved ones
just enough money to take care of the funeral costs
and any other bills you may leave behind.
It's not term life insurance, it's permanent.
As long as you pay the premiums, the coverage will be
active when you die.
If you're between the ages of 50 and 80
and only need a few thousand dollars of coverage
and don't believe you could qualify for life insurance
if your medical history is taken into consideration
then check out guaranteed issue life insurance
a.k.a. final expense life insurance.
A life insurance medical exam usually includes
a height and weight measurement, a urine sample,
and a blood draw.
If you don't have a problem with these things,
we recommend you to go the traditional route.
Most applicants save money this way.
However, if a needle is just something you don't think
you can handle, as you've heard today, you have some options.
Quotacy can help you with all your life insurance needs.
Whether you need term or whole life insurance,
and whether or not you're comfortable getting a medical exam done.
Thanks for watching!
If you have any questions about life insurance,
make sure to leave us a comment.
If you have any questions regarding today's topic,
we have a few blog links below so you can learn more about
accelerated underwriting, no exam life insurance,
and guaranteed issue life insurance.
Tune in next week can we talk about what types of debt
life insurance can pay off.
Bye!
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extra video: I need your help (with subtitle) - Duration: 0:38.
hey you at home!
how nice that you look
do you want to help me?
I need 1.000 subscribers at my Chanel
right now I have 20
it would really support me
that way I can keep posting videos for you
I hope to
go in the summer to bladies camp
i am going to Winterclash
or maybe not that far away future..
or not that far away future ..
to Woodward
My dream is..
to get as much girls as possible on blades and keep them on blades
and make awesome videos
even with the north slide crew
and without your support it aint possible
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